Side-by-side new car, used car, refinance, and lease buyout rates from banks, credit unions, and online lenders. Independent. Free. No application required to compare.
Auto loan rates differ by category — refi typically beats new-car APR, and credit unions often beat banks. Start where you fit.
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Our crawlers pull the latest published APR ranges from every lender we track every day.
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See how rates have moved over time so you know whether today is a good day to lock in.
Plug your loan into our calculator and see how much a 1-point lower APR could save you over the life of the loan.
Open the calculatorPlain-English explainers on rates, refinancing, lease buyouts, credit, and the tactics that cut your monthly payment.
Today's averages by credit tier and term, with how rates have moved over the last 12 months.
The four signals that tell you it's time, and the math behind whether the savings beat the fees.
Five fixes that move FICO scores in 30–60 days and translate into a better APR.