AutoLoanRate.com tracks MyAutoLoan’s daily lease rates to help you compare offers across lenders and terms. The data covers 36, 60, 72, and 84 month terms and reflects market shifts tied to inflation, policy signals, and borrowing costs. Use this page to translate daily numbers into a clearer view for shopping today and planning for tomorrow.
Current 36‑month APR sits around 5.5%. A brief dip into the mid‑5% range occurred in early April, then rates crept back up toward 5.5% and stayed near that level into late April. In short, this term has been fairly steady in the 5.2%–5.5% neighborhood with modest wiggles as markets moved.
60‑month APRs have been the most volatile among the four terms in this window. They hovered near 3.9% for much of April, spiked to around 5.99% for several days in early April, and then eased back to roughly 3.9% by late April. For shoppers, that means this term can swing more dramatically than shorter terms in response to market shifts.
The 72‑month APR rose from the mid‑5% range to the low‑6% zone, with late‑April readings around 6.27%. February readings sat closer to 5.47%, signaling a clear upshift as funding costs moved higher in the spring. Longer terms tend to track broader rate moves more closely, so expect continued sensitivity to market direction.
84‑month APRs generally held near 5.24% through most of April, with February prints near 5.47%. The longer‑duration loan shows less dramatic daily swings than some shorter terms, but still follows the same overall trend: higher levels as funding costs rise, with some volatility tied to policy and economic signals.
Over the past six to eight weeks, rate clusters emerged: longer terms hovered in the 5%–6% range with occasional spikes, while 60‑month rates sat nearer the 3.9% mark most of the time before short windows of higher readings. Feb and March showed a gradual uptrend for longer terms, followed by a stabilization phase in late spring, even as a few days saw sharper moves.
Compare APRs across lenders, not just the monthly payment. A lower rate on a shorter term can save money over the life of the loan, even if the monthly payment is a bit higher.
Get prequalified to see real offers without dealership pressure. Prequalification helps you spot true differences between lenders and avoid surprises at the desk.
Lock rates when you see a favorable reading, especially if your timeline is concrete. Daily moves can be brief, but a good rate lock can save real money.
Time the debt to your needs. If you can handle a shorter term with a higher monthly payment, you’ll pay less interest overall. If you need lower monthly bills, a longer term might help—just be mindful of total interest and depreciation risk.
Watch for fees that aren’t included in the stated APR. The note rate plus the APR can differ if there are fees or official closing costs wrapped into the loan.
Current signals suggest volatility may ease in the coming weeks, with potential gradual declines in short‑ and mid‑term APRs if inflation cools and bond markets stabilize. If funding costs ease, 36‑ and 60‑month rates could drift lower, while longer terms may follow a slower path downward. If inflation stays sticky or rate expectations shift again, we could see rates holding or edging higher again. Stay tuned and keep an eye on daily data to time your best lock window.
The daily APR table below provides concrete values for 36, 60, 72, and 84 month terms. Use these figures to identify favorable windows and compare offers from banks and lenders side by side.
|
Date |
APR |
|
04/23/2026 |
5.5% |
|
04/22/2026 |
5.5% |
|
04/21/2026 |
5.5% |
|
04/20/2026 |
5.5% |
|
04/19/2026 |
5.5% |
|
04/18/2026 |
5.5% |
|
04/17/2026 |
5.5% |
|
04/16/2026 |
5.5% |
|
04/15/2026 |
5.5% |
|
04/14/2026 |
5.5% |
|
04/13/2026 |
5.5% |
|
04/12/2026 |
5.5% |
|
04/11/2026 |
5.5% |
|
04/10/2026 |
5.5% |
|
04/09/2026 |
5.5% |
|
04/08/2026 |
5.5% |
|
04/07/2026 |
5.5% |
|
04/06/2026 |
5.24% |
|
04/05/2026 |
5.24% |
|
04/04/2026 |
5.24% |
|
04/03/2026 |
5.24% |
|
04/02/2026 |
5.24% |
|
04/01/2026 |
5.24% |
|
03/31/2026 |
5.24% |
|
03/30/2026 |
5.24% |
|
03/29/2026 |
5.24% |
|
03/28/2026 |
5.24% |
|
03/27/2026 |
5.24% |
|
03/26/2026 |
5.24% |
|
03/25/2026 |
5.24% |
|
03/24/2026 |
5.24% |
|
03/23/2026 |
5.24% |
|
03/22/2026 |
5.24% |
|
03/21/2026 |
5.24% |
|
03/20/2026 |
5.24% |
|
03/19/2026 |
5.24% |
|
03/18/2026 |
5.24% |
|
03/17/2026 |
5.24% |
|
03/16/2026 |
5.24% |
|
03/15/2026 |
5.24% |
|
03/14/2026 |
5.24% |
|
03/13/2026 |
5.24% |
|
03/12/2026 |
5.24% |
|
03/11/2026 |
5.24% |
|
03/10/2026 |
5.24% |
|
03/09/2026 |
5.24% |
|
03/08/2026 |
5.24% |
|
03/07/2026 |
5.24% |
|
03/06/2026 |
5.24% |
|
03/05/2026 |
5.24% |
|
03/04/2026 |
5.24% |
|
03/03/2026 |
5.24% |
|
03/02/2026 |
5.24% |
|
03/01/2026 |
5.24% |
|
02/28/2026 |
5.24% |
|
02/27/2026 |
5.24% |
|
02/26/2026 |
5.24% |
|
02/25/2026 |
5.24% |
|
02/24/2026 |
5.24% |
|
02/23/2026 |
5.98% |
|
02/22/2026 |
5.98% |
|
02/21/2026 |
5.98% |
|
02/20/2026 |
5.98% |
|
02/19/2026 |
5.98% |
|
02/18/2026 |
5.98% |
|
02/17/2026 |
5.98% |
|
02/16/2026 |
5.98% |
|
02/15/2026 |
5.98% |
|
02/14/2026 |
5.98% |
|
02/13/2026 |
5.98% |
|
02/12/2026 |
5.98% |
|
02/11/2026 |
5.98% |
|
02/10/2026 |
5.98% |
|
02/09/2026 |
5.98% |
|
02/08/2026 |
5.98% |
|
02/07/2026 |
5.98% |
|
02/06/2026 |
5.98% |
|
02/05/2026 |
5.98% |
|
02/04/2026 |
5.98% |
|
02/03/2026 |
5.98% |
|
02/02/2026 |
5.98% |
|
02/01/2026 |
5.98% |
|
01/31/2026 |
5.98% |
|
01/30/2026 |
5.98% |
|
01/29/2026 |
5.98% |
|
01/28/2026 |
5.98% |
|
01/27/2026 |
5.98% |
|
01/26/2026 |
5.24% |
|
01/25/2026 |
5.24% |
|
01/24/2026 |
5.24% |
|
Date |
APR |
|
04/23/2026 |
3.9% |
|
04/22/2026 |
3.9% |
|
04/21/2026 |
3.9% |
|
04/20/2026 |
3.9% |
|
04/19/2026 |
3.9% |
|
04/18/2026 |
3.9% |
|
04/17/2026 |
3.9% |
|
04/16/2026 |
3.9% |
|
04/15/2026 |
3.9% |
|
04/14/2026 |
3.9% |
|
04/13/2026 |
3.9% |
|
04/12/2026 |
3.9% |
|
04/11/2026 |
3.9% |
|
04/10/2026 |
3.9% |
|
04/09/2026 |
3.9% |
|
04/08/2026 |
3.9% |
|
04/07/2026 |
3.9% |
|
04/06/2026 |
3.9% |
|
04/05/2026 |
3.9% |
|
04/04/2026 |
3.9% |
|
04/03/2026 |
3.9% |
|
04/02/2026 |
3.9% |
|
04/01/2026 |
3.9% |
|
03/31/2026 |
3.9% |
|
03/30/2026 |
3.9% |
|
03/29/2026 |
3.9% |
|
03/28/2026 |
3.9% |
|
03/27/2026 |
3.9% |
|
03/26/2026 |
3.9% |
|
03/25/2026 |
3.9% |
|
03/24/2026 |
3.9% |
|
03/23/2026 |
3.9% |
|
03/22/2026 |
3.9% |
|
03/21/2026 |
3.9% |
|
03/20/2026 |
3.9% |
|
03/19/2026 |
3.9% |
|
03/18/2026 |
3.9% |
|
03/17/2026 |
3.9% |
|
03/16/2026 |
3.9% |
|
03/15/2026 |
3.9% |
|
03/14/2026 |
3.9% |
|
03/13/2026 |
3.9% |
|
03/12/2026 |
3.9% |
|
03/11/2026 |
3.9% |
|
03/10/2026 |
3.9% |
|
03/09/2026 |
3.9% |
|
03/08/2026 |
3.9% |
|
03/07/2026 |
3.9% |
|
03/06/2026 |
3.9% |
|
03/05/2026 |
3.9% |
|
03/04/2026 |
3.9% |
|
03/03/2026 |
3.9% |
|
03/02/2026 |
3.9% |
|
03/01/2026 |
3.9% |
|
02/28/2026 |
3.9% |
|
02/27/2026 |
3.9% |
|
02/26/2026 |
3.9% |
|
02/25/2026 |
3.9% |
|
02/24/2026 |
3.9% |
|
02/23/2026 |
4.59% |
|
02/22/2026 |
4.59% |
|
02/21/2026 |
4.59% |
|
02/20/2026 |
4.59% |
|
02/19/2026 |
4.59% |
|
02/18/2026 |
4.59% |
|
02/17/2026 |
4.59% |
|
02/16/2026 |
4.59% |
|
02/15/2026 |
4.59% |
|
02/14/2026 |
4.59% |
|
02/13/2026 |
4.59% |
|
02/12/2026 |
4.59% |
|
02/11/2026 |
4.59% |
|
02/10/2026 |
4.59% |
|
02/09/2026 |
4.59% |
|
02/08/2026 |
4.59% |
|
02/07/2026 |
4.59% |
|
02/06/2026 |
4.59% |
|
02/05/2026 |
4.59% |
|
02/04/2026 |
4.59% |
|
02/03/2026 |
4.59% |
|
02/02/2026 |
4.59% |
|
02/01/2026 |
4.59% |
|
01/31/2026 |
4.59% |
|
01/30/2026 |
4.59% |
|
01/29/2026 |
4.59% |
|
01/28/2026 |
4.59% |
|
01/27/2026 |
4.59% |
|
01/26/2026 |
4.59% |
|
01/25/2026 |
4.59% |
|
01/24/2026 |
4.59% |
|
Date |
APR |
|
04/23/2026 |
6.27% |
|
04/22/2026 |
6.27% |
|
04/21/2026 |
6.27% |
|
04/20/2026 |
6.27% |
|
04/19/2026 |
6.27% |
|
04/18/2026 |
6.27% |
|
04/17/2026 |
6.27% |
|
04/16/2026 |
6.27% |
|
04/15/2026 |
6.27% |
|
04/14/2026 |
6.27% |
|
04/13/2026 |
6.27% |
|
04/12/2026 |
6.27% |
|
04/11/2026 |
6.27% |
|
04/10/2026 |
6.27% |
|
04/09/2026 |
6.27% |
|
04/08/2026 |
6.27% |
|
04/07/2026 |
6.27% |
|
04/06/2026 |
5.99% |
|
04/05/2026 |
5.99% |
|
04/04/2026 |
5.99% |
|
04/03/2026 |
5.99% |
|
04/02/2026 |
5.99% |
|
04/01/2026 |
5.99% |
|
03/31/2026 |
5.99% |
|
03/30/2026 |
5.99% |
|
03/29/2026 |
5.99% |
|
03/28/2026 |
5.99% |
|
03/27/2026 |
5.99% |
|
03/26/2026 |
5.99% |
|
03/25/2026 |
5.99% |
|
03/24/2026 |
5.99% |
|
03/23/2026 |
5.99% |
|
03/22/2026 |
5.99% |
|
03/21/2026 |
5.99% |
|
03/20/2026 |
5.99% |
|
03/19/2026 |
5.99% |
|
03/18/2026 |
5.99% |
|
03/17/2026 |
5.99% |
|
03/16/2026 |
5.99% |
|
03/15/2026 |
5.99% |
|
03/14/2026 |
5.99% |
|
03/13/2026 |
5.99% |
|
03/12/2026 |
5.99% |
|
03/11/2026 |
5.99% |
|
03/10/2026 |
5.99% |
|
03/09/2026 |
5.99% |
|
03/08/2026 |
5.99% |
|
03/07/2026 |
5.99% |
|
03/06/2026 |
5.99% |
|
03/05/2026 |
5.99% |
|
03/04/2026 |
5.99% |
|
03/03/2026 |
5.99% |
|
03/02/2026 |
5.99% |
|
03/01/2026 |
5.99% |
|
02/28/2026 |
5.99% |
|
02/27/2026 |
5.99% |
|
02/26/2026 |
5.99% |
|
02/25/2026 |
5.99% |
|
02/24/2026 |
5.99% |
|
02/23/2026 |
5.47% |
|
02/22/2026 |
5.47% |
|
02/21/2026 |
5.47% |
|
02/20/2026 |
5.47% |
|
02/19/2026 |
5.47% |
|
02/18/2026 |
5.47% |
|
02/17/2026 |
5.47% |
|
02/16/2026 |
5.47% |
|
02/15/2026 |
5.47% |
|
02/14/2026 |
5.47% |
|
02/13/2026 |
5.47% |
|
02/12/2026 |
5.47% |
|
02/11/2026 |
5.47% |
|
02/10/2026 |
5.47% |
|
02/09/2026 |
5.47% |
|
02/08/2026 |
5.47% |
|
02/07/2026 |
5.47% |
|
02/06/2026 |
5.47% |
|
02/05/2026 |
5.47% |
|
02/04/2026 |
5.47% |
|
02/03/2026 |
5.47% |
|
02/02/2026 |
5.47% |
|
02/01/2026 |
5.47% |
|
01/31/2026 |
5.47% |
|
01/30/2026 |
5.47% |
|
01/29/2026 |
5.47% |
|
01/28/2026 |
5.47% |
|
01/27/2026 |
5.47% |
|
01/26/2026 |
5.47% |
|
01/25/2026 |
5.47% |
|
01/24/2026 |
5.47% |
|
Date |
APR |
|
04/23/2026 |
5.24% |
|
04/22/2026 |
5.24% |
|
04/21/2026 |
5.24% |
|
04/20/2026 |
5.24% |
|
04/19/2026 |
5.24% |
|
04/18/2026 |
5.24% |
|
04/17/2026 |
5.24% |
|
04/16/2026 |
5.24% |
|
04/15/2026 |
5.24% |
|
04/14/2026 |
5.24% |
|
04/13/2026 |
5.24% |
|
04/12/2026 |
5.24% |
|
04/11/2026 |
5.24% |
|
04/10/2026 |
5.24% |
|
04/09/2026 |
5.24% |
|
04/08/2026 |
5.24% |
|
04/07/2026 |
5.24% |
|
04/06/2026 |
5.24% |
|
04/05/2026 |
5.24% |
|
04/04/2026 |
5.24% |
|
04/03/2026 |
5.24% |
|
04/02/2026 |
5.24% |
|
04/01/2026 |
5.24% |
|
03/31/2026 |
5.24% |
|
03/30/2026 |
5.24% |
|
03/29/2026 |
5.24% |
|
03/28/2026 |
5.24% |
|
03/27/2026 |
5.24% |
|
03/26/2026 |
5.24% |
|
03/25/2026 |
5.24% |
|
03/24/2026 |
5.24% |
|
03/23/2026 |
5.24% |
|
03/22/2026 |
5.24% |
|
03/21/2026 |
5.24% |
|
03/20/2026 |
5.24% |
|
03/19/2026 |
5.24% |
|
03/18/2026 |
5.24% |
|
03/17/2026 |
5.24% |
|
03/16/2026 |
5.24% |
|
03/15/2026 |
5.24% |
|
03/14/2026 |
5.24% |
|
03/13/2026 |
5.24% |
|
03/12/2026 |
5.24% |
|
03/11/2026 |
5.24% |
|
03/10/2026 |
5.24% |
|
03/09/2026 |
5.24% |
|
03/08/2026 |
5.24% |
|
03/07/2026 |
5.24% |
|
03/06/2026 |
5.24% |
|
03/05/2026 |
5.24% |
|
03/04/2026 |
5.24% |
|
03/03/2026 |
5.24% |
|
03/02/2026 |
5.24% |
|
03/01/2026 |
5.24% |
|
02/28/2026 |
5.24% |
|
02/27/2026 |
5.24% |
|
02/26/2026 |
5.24% |
|
02/25/2026 |
5.24% |
|
02/24/2026 |
5.24% |
|
02/23/2026 |
5.24% |
|
02/22/2026 |
5.24% |
|
02/21/2026 |
5.24% |
|
02/20/2026 |
5.24% |
|
02/19/2026 |
5.24% |
|
02/18/2026 |
5.24% |
|
02/17/2026 |
5.24% |
|
02/16/2026 |
5.24% |
|
02/15/2026 |
5.24% |
|
02/14/2026 |
5.24% |
|
02/13/2026 |
5.24% |
|
02/12/2026 |
5.24% |
|
02/11/2026 |
5.24% |
|
02/10/2026 |
5.24% |
|
02/09/2026 |
5.24% |
|
02/08/2026 |
5.24% |
|
02/07/2026 |
5.24% |
|
02/06/2026 |
5.24% |
|
02/05/2026 |
5.24% |
|
02/04/2026 |
5.24% |
|
02/03/2026 |
5.24% |
|
02/02/2026 |
5.24% |
|
02/01/2026 |
5.24% |
|
01/31/2026 |
5.24% |
|
01/30/2026 |
5.24% |
|
01/29/2026 |
5.24% |
|
01/28/2026 |
5.24% |
|
01/27/2026 |
5.24% |
|
01/26/2026 |
5.24% |
|
01/25/2026 |
5.24% |
|
01/24/2026 |
5.24% |