AutoLoanRate.com tracks MyAutoLoan’s daily lease APR data. In early March 2026, the 36-month lease APR hovered around 5.24% on most days, with a brief spike to 5.98% on February 23–24 before returning to 5.24% by March 8.
The longer terms followed a similar rhythm: the 60-month rate sat near 4.59%, the 72-month rate hovered in the mid‑5% range, and the 84-month rate stayed close to 5.24% most days. A few days in late February showed modest upticks in the longer terms as market conditions shifted, underscoring why keeping an eye on daily numbers helps avoid sticker shock.
Shorter terms tend to be the least expensive in APR. Over the observed window, the 36-month rate remained around 5.24% with occasional brief spikes higher, then settled back.
The 60-month term generally tracked near 4.59%, providing a balance of payment size and total interest. Longer terms carried higher APRs. The 72-month lease hovered in the mid‑5% area, with a brief rise toward 5.99% on some days in early March. The 84-month term remained near 5.24% most days, offering the cheapest option among the long horizons in this snapshot, though market moves can cause short-term fluctuations.
Shop daily. Rates move, and a difference of a percentage point over a long term can add up. Compare the daily APRs in the table below before you apply.
Balance term length and payment. A longer term lowers monthly payments but increases total interest. If you can afford a shorter term, you’ll usually pay less interest overall.
Don’t overlook fees. APR often includes fees that can tilt the economics of a loan. When possible, factor in origination, documentation, and any prepayment penalties.
Check your credit score and shop around. A small rate difference at the top can save hundreds or thousands over a 60, 72, or 84 months.
Consider rate locking and down payment strategy. If you spot a favorable dip, a rate lock can protect it. A larger down payment also reduces the loan amount and total interest.
Economy signals suggest rates may stabilize or drift slightly lower if inflation stays tame and credit conditions improve. If the Fed guidance remains supportive, we could see auto loan APRs edging down toward the 4%–5% range for shorter terms and mid‑5% for longer terms by mid‑2026. Variability will persist, so continue to watch the daily numbers and recalibrate before committing.
We publish a real‑time, daily snapshot of auto loan rates across popular lenders. The table below (the daily APR table you’ve included) lets you see current numbers side by side and spot trends at a glance. Use it to time your loan application and target the lowest combined cost for your situation.
|
Date |
APR |
|
03/08/2026 |
5.24% |
|
03/07/2026 |
5.24% |
|
03/06/2026 |
5.24% |
|
03/05/2026 |
5.24% |
|
03/04/2026 |
5.24% |
|
03/03/2026 |
5.24% |
|
03/02/2026 |
5.24% |
|
03/01/2026 |
5.24% |
|
02/28/2026 |
5.24% |
|
02/27/2026 |
5.24% |
|
02/26/2026 |
5.24% |
|
02/25/2026 |
5.24% |
|
02/24/2026 |
5.24% |
|
02/23/2026 |
5.98% |
|
02/22/2026 |
5.98% |
|
02/21/2026 |
5.98% |
|
02/20/2026 |
5.98% |
|
02/19/2026 |
5.98% |
|
02/18/2026 |
5.98% |
|
02/17/2026 |
5.98% |
|
02/16/2026 |
5.98% |
|
02/15/2026 |
5.98% |
|
02/14/2026 |
5.98% |
|
02/13/2026 |
5.98% |
|
02/12/2026 |
5.98% |
|
02/11/2026 |
5.98% |
|
02/10/2026 |
5.98% |
|
02/09/2026 |
5.98% |
|
02/08/2026 |
5.98% |
|
02/07/2026 |
5.98% |
|
02/06/2026 |
5.98% |
|
02/05/2026 |
5.98% |
|
02/04/2026 |
5.98% |
|
02/03/2026 |
5.98% |
|
02/02/2026 |
5.98% |
|
02/01/2026 |
5.98% |
|
01/31/2026 |
5.98% |
|
01/30/2026 |
5.98% |
|
01/29/2026 |
5.98% |
|
01/28/2026 |
5.98% |
|
01/27/2026 |
5.98% |
|
01/26/2026 |
5.24% |
|
01/25/2026 |
5.24% |
|
01/24/2026 |
5.24% |
|
01/23/2026 |
5.24% |
|
01/22/2026 |
5.24% |
|
01/21/2026 |
5.24% |
|
01/20/2026 |
5.24% |
|
01/19/2026 |
5.24% |
|
01/18/2026 |
5.24% |
|
01/17/2026 |
5.24% |
|
01/16/2026 |
5.24% |
|
01/15/2026 |
5.24% |
|
01/14/2026 |
5.24% |
|
01/13/2026 |
5.24% |
|
01/12/2026 |
5.24% |
|
01/11/2026 |
5.24% |
|
01/10/2026 |
5.24% |
|
01/09/2026 |
5.24% |
|
01/08/2026 |
5.24% |
|
01/07/2026 |
5.24% |
|
01/06/2026 |
5.24% |
|
01/05/2026 |
5.24% |
|
01/04/2026 |
5.24% |
|
01/03/2026 |
5.24% |
|
01/02/2026 |
5.24% |
|
01/01/2026 |
5.24% |
|
12/31/2025 |
5.24% |
|
12/30/2025 |
5.24% |
|
12/29/2025 |
5.24% |
|
12/28/2025 |
5.24% |
|
12/27/2025 |
5.24% |
|
12/26/2025 |
5.24% |
|
12/25/2025 |
5.24% |
|
12/24/2025 |
5.24% |
|
12/23/2025 |
5.24% |
|
12/22/2025 |
5.24% |
|
12/21/2025 |
5.24% |
|
12/20/2025 |
5.24% |
|
12/19/2025 |
5.24% |
|
12/18/2025 |
5.24% |
|
12/17/2025 |
5.24% |
|
12/16/2025 |
5.24% |
|
12/15/2025 |
5.24% |
|
12/14/2025 |
5.24% |
|
12/13/2025 |
5.24% |
|
12/12/2025 |
5.24% |
|
12/11/2025 |
5.24% |
|
12/10/2025 |
5.24% |
|
12/09/2025 |
5.24% |
|
Date |
APR |
|
03/08/2026 |
3.9% |
|
03/07/2026 |
3.9% |
|
03/06/2026 |
3.9% |
|
03/05/2026 |
3.9% |
|
03/04/2026 |
3.9% |
|
03/03/2026 |
3.9% |
|
03/02/2026 |
3.9% |
|
03/01/2026 |
3.9% |
|
02/28/2026 |
3.9% |
|
02/27/2026 |
3.9% |
|
02/26/2026 |
3.9% |
|
02/25/2026 |
3.9% |
|
02/24/2026 |
3.9% |
|
02/23/2026 |
4.59% |
|
02/22/2026 |
4.59% |
|
02/21/2026 |
4.59% |
|
02/20/2026 |
4.59% |
|
02/19/2026 |
4.59% |
|
02/18/2026 |
4.59% |
|
02/17/2026 |
4.59% |
|
02/16/2026 |
4.59% |
|
02/15/2026 |
4.59% |
|
02/14/2026 |
4.59% |
|
02/13/2026 |
4.59% |
|
02/12/2026 |
4.59% |
|
02/11/2026 |
4.59% |
|
02/10/2026 |
4.59% |
|
02/09/2026 |
4.59% |
|
02/08/2026 |
4.59% |
|
02/07/2026 |
4.59% |
|
02/06/2026 |
4.59% |
|
02/05/2026 |
4.59% |
|
02/04/2026 |
4.59% |
|
02/03/2026 |
4.59% |
|
02/02/2026 |
4.59% |
|
02/01/2026 |
4.59% |
|
01/31/2026 |
4.59% |
|
01/30/2026 |
4.59% |
|
01/29/2026 |
4.59% |
|
01/28/2026 |
4.59% |
|
01/27/2026 |
4.59% |
|
01/26/2026 |
4.59% |
|
01/25/2026 |
4.59% |
|
01/24/2026 |
4.59% |
|
01/23/2026 |
4.59% |
|
01/22/2026 |
4.59% |
|
01/21/2026 |
4.59% |
|
01/20/2026 |
4.59% |
|
01/19/2026 |
4.59% |
|
01/18/2026 |
4.59% |
|
01/17/2026 |
4.59% |
|
01/16/2026 |
4.59% |
|
01/15/2026 |
4.59% |
|
01/14/2026 |
4.59% |
|
01/13/2026 |
4.59% |
|
01/12/2026 |
4.59% |
|
01/11/2026 |
4.59% |
|
01/10/2026 |
4.59% |
|
01/09/2026 |
4.59% |
|
01/08/2026 |
4.59% |
|
01/07/2026 |
4.59% |
|
01/06/2026 |
4.59% |
|
01/05/2026 |
4.59% |
|
01/04/2026 |
4.59% |
|
01/03/2026 |
4.59% |
|
01/02/2026 |
4.59% |
|
01/01/2026 |
4.59% |
|
12/31/2025 |
4.59% |
|
12/30/2025 |
4.59% |
|
12/29/2025 |
4.59% |
|
12/28/2025 |
4.59% |
|
12/27/2025 |
4.59% |
|
12/26/2025 |
4.59% |
|
12/25/2025 |
4.59% |
|
12/24/2025 |
4.59% |
|
12/23/2025 |
4.59% |
|
12/22/2025 |
4.59% |
|
12/21/2025 |
4.59% |
|
12/20/2025 |
4.59% |
|
12/19/2025 |
4.59% |
|
12/18/2025 |
4.59% |
|
12/17/2025 |
4.59% |
|
12/16/2025 |
4.59% |
|
12/15/2025 |
4.59% |
|
12/14/2025 |
4.59% |
|
12/13/2025 |
4.59% |
|
12/12/2025 |
4.59% |
|
12/11/2025 |
4.59% |
|
12/10/2025 |
4.59% |
|
12/09/2025 |
4.59% |
|
Date |
APR |
|
03/08/2026 |
5.99% |
|
03/07/2026 |
5.99% |
|
03/06/2026 |
5.99% |
|
03/05/2026 |
5.99% |
|
03/04/2026 |
5.99% |
|
03/03/2026 |
5.99% |
|
03/02/2026 |
5.99% |
|
03/01/2026 |
5.99% |
|
02/28/2026 |
5.99% |
|
02/27/2026 |
5.99% |
|
02/26/2026 |
5.99% |
|
02/25/2026 |
5.99% |
|
02/24/2026 |
5.99% |
|
02/23/2026 |
5.47% |
|
02/22/2026 |
5.47% |
|
02/21/2026 |
5.47% |
|
02/20/2026 |
5.47% |
|
02/19/2026 |
5.47% |
|
02/18/2026 |
5.47% |
|
02/17/2026 |
5.47% |
|
02/16/2026 |
5.47% |
|
02/15/2026 |
5.47% |
|
02/14/2026 |
5.47% |
|
02/13/2026 |
5.47% |
|
02/12/2026 |
5.47% |
|
02/11/2026 |
5.47% |
|
02/10/2026 |
5.47% |
|
02/09/2026 |
5.47% |
|
02/08/2026 |
5.47% |
|
02/07/2026 |
5.47% |
|
02/06/2026 |
5.47% |
|
02/05/2026 |
5.47% |
|
02/04/2026 |
5.47% |
|
02/03/2026 |
5.47% |
|
02/02/2026 |
5.47% |
|
02/01/2026 |
5.47% |
|
01/31/2026 |
5.47% |
|
01/30/2026 |
5.47% |
|
01/29/2026 |
5.47% |
|
01/28/2026 |
5.47% |
|
01/27/2026 |
5.47% |
|
01/26/2026 |
5.47% |
|
01/25/2026 |
5.47% |
|
01/24/2026 |
5.47% |
|
01/23/2026 |
5.47% |
|
01/22/2026 |
5.47% |
|
01/21/2026 |
5.47% |
|
01/20/2026 |
5.47% |
|
01/19/2026 |
5.47% |
|
01/18/2026 |
5.47% |
|
01/17/2026 |
5.47% |
|
01/16/2026 |
5.47% |
|
01/15/2026 |
5.47% |
|
01/14/2026 |
5.47% |
|
01/13/2026 |
5.47% |
|
01/12/2026 |
5.47% |
|
01/11/2026 |
5.47% |
|
01/10/2026 |
5.47% |
|
01/09/2026 |
5.47% |
|
01/08/2026 |
5.47% |
|
01/07/2026 |
5.47% |
|
01/06/2026 |
5.47% |
|
01/05/2026 |
5.47% |
|
01/04/2026 |
5.47% |
|
01/03/2026 |
5.47% |
|
01/02/2026 |
5.47% |
|
01/01/2026 |
5.47% |
|
12/31/2025 |
5.47% |
|
12/30/2025 |
5.47% |
|
12/29/2025 |
5.47% |
|
12/28/2025 |
5.47% |
|
12/27/2025 |
5.47% |
|
12/26/2025 |
5.47% |
|
12/25/2025 |
5.47% |
|
12/24/2025 |
5.47% |
|
12/23/2025 |
5.47% |
|
12/22/2025 |
5.47% |
|
12/21/2025 |
5.47% |
|
12/20/2025 |
5.47% |
|
12/19/2025 |
5.47% |
|
12/18/2025 |
5.47% |
|
12/17/2025 |
5.47% |
|
12/16/2025 |
5.47% |
|
12/15/2025 |
5.47% |
|
12/14/2025 |
5.47% |
|
12/13/2025 |
5.47% |
|
12/12/2025 |
5.47% |
|
12/11/2025 |
5.47% |
|
12/10/2025 |
5.47% |
|
12/09/2025 |
5.47% |
|
Date |
APR |
|
03/08/2026 |
5.24% |
|
03/07/2026 |
5.24% |
|
03/06/2026 |
5.24% |
|
03/05/2026 |
5.24% |
|
03/04/2026 |
5.24% |
|
03/03/2026 |
5.24% |
|
03/02/2026 |
5.24% |
|
03/01/2026 |
5.24% |
|
02/28/2026 |
5.24% |
|
02/27/2026 |
5.24% |
|
02/26/2026 |
5.24% |
|
02/25/2026 |
5.24% |
|
02/24/2026 |
5.24% |
|
02/23/2026 |
5.24% |
|
02/22/2026 |
5.24% |
|
02/21/2026 |
5.24% |
|
02/20/2026 |
5.24% |
|
02/19/2026 |
5.24% |
|
02/18/2026 |
5.24% |
|
02/17/2026 |
5.24% |
|
02/16/2026 |
5.24% |
|
02/15/2026 |
5.24% |
|
02/14/2026 |
5.24% |
|
02/13/2026 |
5.24% |
|
02/12/2026 |
5.24% |
|
02/11/2026 |
5.24% |
|
02/10/2026 |
5.24% |
|
02/09/2026 |
5.24% |
|
02/08/2026 |
5.24% |
|
02/07/2026 |
5.24% |
|
02/06/2026 |
5.24% |
|
02/05/2026 |
5.24% |
|
02/04/2026 |
5.24% |
|
02/03/2026 |
5.24% |
|
02/02/2026 |
5.24% |
|
02/01/2026 |
5.24% |
|
01/31/2026 |
5.24% |
|
01/30/2026 |
5.24% |
|
01/29/2026 |
5.24% |
|
01/28/2026 |
5.24% |
|
01/27/2026 |
5.24% |
|
01/26/2026 |
5.24% |
|
01/25/2026 |
5.24% |
|
01/24/2026 |
5.24% |
|
01/23/2026 |
5.24% |
|
01/22/2026 |
5.24% |
|
01/21/2026 |
5.24% |
|
01/20/2026 |
5.24% |
|
01/19/2026 |
5.24% |
|
01/18/2026 |
5.24% |
|
01/17/2026 |
5.24% |
|
01/16/2026 |
5.24% |
|
01/15/2026 |
5.24% |
|
01/14/2026 |
5.24% |
|
01/13/2026 |
5.24% |
|
01/12/2026 |
5.24% |
|
01/11/2026 |
5.24% |
|
01/10/2026 |
5.24% |
|
01/09/2026 |
5.24% |
|
01/08/2026 |
5.24% |
|
01/07/2026 |
5.24% |
|
01/06/2026 |
5.24% |
|
01/05/2026 |
5.24% |
|
01/04/2026 |
5.24% |
|
01/03/2026 |
5.24% |
|
01/02/2026 |
5.24% |
|
01/01/2026 |
5.24% |
|
12/31/2025 |
5.24% |
|
12/30/2025 |
5.24% |
|
12/29/2025 |
5.24% |
|
12/28/2025 |
5.24% |
|
12/27/2025 |
5.24% |
|
12/26/2025 |
5.24% |
|
12/25/2025 |
5.24% |
|
12/24/2025 |
5.24% |
|
12/23/2025 |
5.24% |
|
12/22/2025 |
5.24% |
|
12/21/2025 |
5.24% |
|
12/20/2025 |
5.24% |
|
12/19/2025 |
5.24% |
|
12/18/2025 |
5.24% |
|
12/17/2025 |
5.24% |
|
12/16/2025 |
5.24% |
|
12/15/2025 |
5.24% |
|
12/14/2025 |
5.24% |
|
12/13/2025 |
5.24% |
|
12/12/2025 |
5.24% |
|
12/11/2025 |
5.24% |
|
12/10/2025 |
5.24% |
|
12/09/2025 |
5.24% |