As of April 17, 2026, MyAutoLoan's daily rates show the cheapest offers on shorter terms: 36‑ and 60‑month APRs are both 5.50%. The 72‑month term sits at 6.99% and the 84‑month at 7.84%. We at AutoLoanRate.com track these moves so you don’t have to guess.
Early April brought notable shifts. The 36‑month rate dropped sharply from 6.49% on April 6 to 5.50% on April 7 — nearly a full percentage-point swing. The 60‑month rate eased from about 5.74% into the mid‑5s at the same time. Meanwhile longer terms have been stickier: 72‑month has climbed into the high‑6s and 84‑month jumped toward the high‑7s. In short: short‑term loans look cheapest right now, long terms remain pricier.
January and February saw more volatility: lenders adjusted pricing in response to market moves and economic data, producing step changes across terms. March mostly plateaued for several terms, then April produced the clearest move — a drop for many common terms but mixed results for the longest loans. That patchwork behavior is typical when markets are weighing inflation, policy signals and lender risk models.
If you can qualify, a 36‑ or 60‑month loan is currently your best bet for a low APR and lower total interest. But shorter terms mean higher monthly payments, so balance rate savings with cashflow. Longer terms reduce payments but can cost thousands more in interest over the life of the loan.
Check your credit score and fix small errors before applying. Get pre‑approved from multiple lenders and compare APRs (use the daily APR table below). Consider a larger down payment or trading a financed balance into your deal to lower rate tiers. If you already have a loan, monitor rates — a refinance could make sense if offers dip below your current APR.
Expect near‑term movement tied to economic reports and central bank signals. If macro data cools or policy eases, competitive lenders may push rates down further for short‑term loans. If inflation stays stubborn, long‑term APRs may remain elevated. Our advice: watch daily updates here, decide on a target APR you’re comfortable with, and lock it when you see it.
We’ve placed a daily APR comparison table further down the page. Use it to compare banks and lenders side‑by‑side before signing. At AutoLoanRate.com we make rate hunting faster so you can get on the road with confidence.
|
Date |
APR |
|
04/17/2026 |
5.5% |
|
04/16/2026 |
5.5% |
|
04/15/2026 |
5.5% |
|
04/14/2026 |
5.5% |
|
04/13/2026 |
5.5% |
|
04/12/2026 |
5.5% |
|
04/11/2026 |
5.5% |
|
04/10/2026 |
5.5% |
|
04/09/2026 |
5.5% |
|
04/08/2026 |
5.5% |
|
04/07/2026 |
5.5% |
|
04/06/2026 |
6.49% |
|
04/05/2026 |
6.49% |
|
04/04/2026 |
6.49% |
|
04/03/2026 |
6.49% |
|
04/02/2026 |
6.49% |
|
04/01/2026 |
6.49% |
|
03/31/2026 |
6.49% |
|
03/30/2026 |
6.49% |
|
03/29/2026 |
6.49% |
|
03/28/2026 |
6.49% |
|
03/27/2026 |
6.49% |
|
03/26/2026 |
6.49% |
|
03/25/2026 |
6.49% |
|
03/24/2026 |
6.49% |
|
03/23/2026 |
6.49% |
|
03/22/2026 |
6.49% |
|
03/21/2026 |
6.49% |
|
03/20/2026 |
6.49% |
|
03/19/2026 |
6.49% |
|
03/18/2026 |
6.49% |
|
03/17/2026 |
6.49% |
|
03/16/2026 |
6.49% |
|
03/15/2026 |
6.49% |
|
03/14/2026 |
6.49% |
|
03/13/2026 |
6.49% |
|
03/12/2026 |
6.49% |
|
03/11/2026 |
6.49% |
|
03/10/2026 |
6.49% |
|
03/09/2026 |
6.49% |
|
03/08/2026 |
6.49% |
|
03/07/2026 |
6.49% |
|
03/06/2026 |
6.49% |
|
03/05/2026 |
6.49% |
|
03/04/2026 |
6.49% |
|
03/03/2026 |
6.49% |
|
03/02/2026 |
6.49% |
|
03/01/2026 |
6.49% |
|
02/28/2026 |
6.49% |
|
02/27/2026 |
6.49% |
|
02/26/2026 |
6.49% |
|
02/25/2026 |
6.49% |
|
02/24/2026 |
6.49% |
|
02/23/2026 |
5.98% |
|
02/22/2026 |
5.98% |
|
02/21/2026 |
5.98% |
|
02/20/2026 |
5.98% |
|
02/19/2026 |
5.98% |
|
02/18/2026 |
5.98% |
|
02/17/2026 |
5.98% |
|
02/16/2026 |
5.98% |
|
02/15/2026 |
5.98% |
|
02/14/2026 |
5.98% |
|
02/13/2026 |
5.98% |
|
02/12/2026 |
5.98% |
|
02/11/2026 |
5.98% |
|
02/10/2026 |
5.98% |
|
02/09/2026 |
5.98% |
|
02/08/2026 |
5.98% |
|
02/07/2026 |
5.98% |
|
02/06/2026 |
5.98% |
|
02/05/2026 |
5.98% |
|
02/04/2026 |
5.98% |
|
02/03/2026 |
5.98% |
|
02/02/2026 |
5.98% |
|
02/01/2026 |
5.98% |
|
01/31/2026 |
5.98% |
|
01/30/2026 |
5.98% |
|
01/29/2026 |
5.98% |
|
01/28/2026 |
5.98% |
|
01/27/2026 |
5.98% |
|
01/26/2026 |
6.24% |
|
01/25/2026 |
6.24% |
|
01/24/2026 |
6.24% |
|
01/23/2026 |
6.24% |
|
01/22/2026 |
6.24% |
|
01/21/2026 |
6.24% |
|
01/20/2026 |
6.24% |
|
01/19/2026 |
6.24% |
|
01/18/2026 |
6.24% |
|
Date |
APR |
|
04/17/2026 |
5.5% |
|
04/16/2026 |
5.5% |
|
04/15/2026 |
5.5% |
|
04/14/2026 |
5.5% |
|
04/13/2026 |
5.5% |
|
04/12/2026 |
5.5% |
|
04/11/2026 |
5.5% |
|
04/10/2026 |
5.5% |
|
04/09/2026 |
5.5% |
|
04/08/2026 |
5.5% |
|
04/07/2026 |
5.5% |
|
04/06/2026 |
5.74% |
|
04/05/2026 |
5.74% |
|
04/04/2026 |
5.74% |
|
04/03/2026 |
5.74% |
|
04/02/2026 |
5.74% |
|
04/01/2026 |
5.74% |
|
03/31/2026 |
5.74% |
|
03/30/2026 |
5.74% |
|
03/29/2026 |
5.74% |
|
03/28/2026 |
5.74% |
|
03/27/2026 |
5.74% |
|
03/26/2026 |
5.74% |
|
03/25/2026 |
5.74% |
|
03/24/2026 |
5.74% |
|
03/23/2026 |
5.74% |
|
03/22/2026 |
5.74% |
|
03/21/2026 |
5.74% |
|
03/20/2026 |
5.74% |
|
03/19/2026 |
5.74% |
|
03/18/2026 |
5.74% |
|
03/17/2026 |
5.74% |
|
03/16/2026 |
5.74% |
|
03/15/2026 |
5.74% |
|
03/14/2026 |
5.74% |
|
03/13/2026 |
5.74% |
|
03/12/2026 |
5.74% |
|
03/11/2026 |
5.74% |
|
03/10/2026 |
5.74% |
|
03/09/2026 |
5.74% |
|
03/08/2026 |
5.74% |
|
03/07/2026 |
5.74% |
|
03/06/2026 |
5.74% |
|
03/05/2026 |
5.74% |
|
03/04/2026 |
5.74% |
|
03/03/2026 |
5.74% |
|
03/02/2026 |
5.74% |
|
03/01/2026 |
5.74% |
|
02/28/2026 |
5.74% |
|
02/27/2026 |
5.74% |
|
02/26/2026 |
5.74% |
|
02/25/2026 |
5.74% |
|
02/24/2026 |
5.74% |
|
02/23/2026 |
6.46% |
|
02/22/2026 |
6.46% |
|
02/21/2026 |
6.46% |
|
02/20/2026 |
6.46% |
|
02/19/2026 |
6.46% |
|
02/18/2026 |
6.46% |
|
02/17/2026 |
6.46% |
|
02/16/2026 |
6.46% |
|
02/15/2026 |
6.46% |
|
02/14/2026 |
6.46% |
|
02/13/2026 |
6.46% |
|
02/12/2026 |
6.46% |
|
02/11/2026 |
6.46% |
|
02/10/2026 |
6.46% |
|
02/09/2026 |
6.46% |
|
02/08/2026 |
6.46% |
|
02/07/2026 |
6.46% |
|
02/06/2026 |
6.46% |
|
02/05/2026 |
6.46% |
|
02/04/2026 |
6.46% |
|
02/03/2026 |
6.46% |
|
02/02/2026 |
6.46% |
|
02/01/2026 |
6.46% |
|
01/31/2026 |
6.46% |
|
01/30/2026 |
6.46% |
|
01/29/2026 |
6.46% |
|
01/28/2026 |
6.46% |
|
01/27/2026 |
6.46% |
|
01/26/2026 |
6.64% |
|
01/25/2026 |
6.64% |
|
01/24/2026 |
6.64% |
|
01/23/2026 |
6.64% |
|
01/22/2026 |
6.64% |
|
01/21/2026 |
6.64% |
|
01/20/2026 |
6.64% |
|
01/19/2026 |
6.64% |
|
01/18/2026 |
6.64% |
|
Date |
APR |
|
04/17/2026 |
6.99% |
|
04/16/2026 |
6.99% |
|
04/15/2026 |
6.99% |
|
04/14/2026 |
6.99% |
|
04/13/2026 |
6.99% |
|
04/12/2026 |
6.99% |
|
04/11/2026 |
6.99% |
|
04/10/2026 |
6.99% |
|
04/09/2026 |
6.99% |
|
04/08/2026 |
6.99% |
|
04/07/2026 |
6.99% |
|
04/06/2026 |
6.99% |
|
04/05/2026 |
6.99% |
|
04/04/2026 |
6.99% |
|
04/03/2026 |
6.99% |
|
04/02/2026 |
6.99% |
|
04/01/2026 |
6.99% |
|
03/31/2026 |
6.99% |
|
03/30/2026 |
6.99% |
|
03/29/2026 |
6.99% |
|
03/28/2026 |
6.99% |
|
03/27/2026 |
6.99% |
|
03/26/2026 |
6.99% |
|
03/25/2026 |
6.99% |
|
03/24/2026 |
6.99% |
|
03/23/2026 |
6.99% |
|
03/22/2026 |
6.99% |
|
03/21/2026 |
6.99% |
|
03/20/2026 |
6.99% |
|
03/19/2026 |
6.99% |
|
03/18/2026 |
6.99% |
|
03/17/2026 |
6.99% |
|
03/16/2026 |
6.99% |
|
03/15/2026 |
6.99% |
|
03/14/2026 |
6.99% |
|
03/13/2026 |
6.99% |
|
03/12/2026 |
6.99% |
|
03/11/2026 |
6.99% |
|
03/10/2026 |
6.99% |
|
03/09/2026 |
6.99% |
|
03/08/2026 |
6.99% |
|
03/07/2026 |
6.99% |
|
03/06/2026 |
6.99% |
|
03/05/2026 |
6.99% |
|
03/04/2026 |
6.99% |
|
03/03/2026 |
6.99% |
|
03/02/2026 |
6.99% |
|
03/01/2026 |
6.99% |
|
02/28/2026 |
6.99% |
|
02/27/2026 |
6.99% |
|
02/26/2026 |
6.99% |
|
02/25/2026 |
6.99% |
|
02/24/2026 |
6.99% |
|
02/23/2026 |
6.74% |
|
02/22/2026 |
6.74% |
|
02/21/2026 |
6.74% |
|
02/20/2026 |
6.74% |
|
02/19/2026 |
6.74% |
|
02/18/2026 |
6.74% |
|
02/17/2026 |
6.74% |
|
02/16/2026 |
6.74% |
|
02/15/2026 |
6.74% |
|
02/14/2026 |
6.74% |
|
02/13/2026 |
6.74% |
|
02/12/2026 |
6.74% |
|
02/11/2026 |
6.74% |
|
02/10/2026 |
6.74% |
|
02/09/2026 |
6.74% |
|
02/08/2026 |
6.74% |
|
02/07/2026 |
6.74% |
|
02/06/2026 |
6.74% |
|
02/05/2026 |
6.74% |
|
02/04/2026 |
6.74% |
|
02/03/2026 |
6.74% |
|
02/02/2026 |
6.74% |
|
02/01/2026 |
6.74% |
|
01/31/2026 |
6.74% |
|
01/30/2026 |
6.74% |
|
01/29/2026 |
6.74% |
|
01/28/2026 |
6.74% |
|
01/27/2026 |
6.74% |
|
01/26/2026 |
6.74% |
|
01/25/2026 |
6.74% |
|
01/24/2026 |
6.74% |
|
01/23/2026 |
6.74% |
|
01/22/2026 |
6.74% |
|
01/21/2026 |
6.74% |
|
01/20/2026 |
6.74% |
|
01/19/2026 |
6.74% |
|
01/18/2026 |
6.74% |
|
Date |
APR |
|
04/17/2026 |
7.84% |
|
04/16/2026 |
7.84% |
|
04/15/2026 |
7.84% |
|
04/14/2026 |
7.84% |
|
04/13/2026 |
7.84% |
|
04/12/2026 |
7.84% |
|
04/11/2026 |
7.84% |
|
04/10/2026 |
7.84% |
|
04/09/2026 |
7.84% |
|
04/08/2026 |
7.84% |
|
04/07/2026 |
7.84% |
|
04/06/2026 |
7.14% |
|
04/05/2026 |
7.14% |
|
04/04/2026 |
7.14% |
|
04/03/2026 |
7.14% |
|
04/02/2026 |
7.14% |
|
04/01/2026 |
7.14% |
|
03/31/2026 |
7.14% |
|
03/30/2026 |
7.14% |
|
03/29/2026 |
7.14% |
|
03/28/2026 |
7.14% |
|
03/27/2026 |
7.14% |
|
03/26/2026 |
7.14% |
|
03/25/2026 |
7.14% |
|
03/24/2026 |
7.14% |
|
03/23/2026 |
7.14% |
|
03/22/2026 |
7.14% |
|
03/21/2026 |
7.14% |
|
03/20/2026 |
7.14% |
|
03/19/2026 |
7.14% |
|
03/18/2026 |
7.14% |
|
03/17/2026 |
7.14% |
|
03/16/2026 |
7.14% |
|
03/15/2026 |
7.14% |
|
03/14/2026 |
7.14% |
|
03/13/2026 |
7.14% |
|
03/12/2026 |
7.14% |
|
03/11/2026 |
7.14% |
|
03/10/2026 |
7.14% |
|
03/09/2026 |
7.14% |
|
03/08/2026 |
7.14% |
|
03/07/2026 |
7.14% |
|
03/06/2026 |
7.14% |
|
03/05/2026 |
7.14% |
|
03/04/2026 |
7.14% |
|
03/03/2026 |
7.14% |
|
03/02/2026 |
7.14% |
|
03/01/2026 |
7.14% |
|
02/28/2026 |
7.14% |
|
02/27/2026 |
7.14% |
|
02/26/2026 |
7.14% |
|
02/25/2026 |
7.14% |
|
02/24/2026 |
7.14% |
|
02/23/2026 |
7.24% |
|
02/22/2026 |
7.24% |
|
02/21/2026 |
7.24% |
|
02/20/2026 |
7.24% |
|
02/19/2026 |
7.24% |
|
02/18/2026 |
7.24% |
|
02/17/2026 |
7.24% |
|
02/16/2026 |
7.24% |
|
02/15/2026 |
7.24% |
|
02/14/2026 |
7.24% |
|
02/13/2026 |
7.24% |
|
02/12/2026 |
7.24% |
|
02/11/2026 |
7.24% |
|
02/10/2026 |
7.24% |
|
02/09/2026 |
7.24% |
|
02/08/2026 |
7.24% |
|
02/07/2026 |
7.24% |
|
02/06/2026 |
7.24% |
|
02/05/2026 |
7.24% |
|
02/04/2026 |
7.24% |
|
02/03/2026 |
7.24% |
|
02/02/2026 |
7.24% |
|
02/01/2026 |
7.24% |
|
01/31/2026 |
7.24% |
|
01/30/2026 |
7.24% |
|
01/29/2026 |
7.24% |
|
01/28/2026 |
7.24% |
|
01/27/2026 |
7.24% |
|
01/26/2026 |
7.24% |
|
01/25/2026 |
7.24% |
|
01/24/2026 |
7.24% |
|
01/23/2026 |
7.24% |
|
01/22/2026 |
7.24% |
|
01/21/2026 |
7.24% |
|
01/20/2026 |
7.24% |
|
01/19/2026 |
7.24% |
|
01/18/2026 |
7.24% |