AutoLoanRate.com tracks Sun Trust’s daily lease APRs. Across 24-month terms, rates sat around 6.49% for most days in early October 2025, with a brief spike to 7.24% around 10/02–10/01 before easing back. For longer terms, 36-months hovered near 6.74% and spiked to about 7.29% around early October; 48-month rates stayed in the high 6% to mid-7% range, climbing toward the mid-7s by late September. 60-month approvals moved from roughly 6.99% to the mid-7% range, peaking near 7.69% in late September before settling around 7.44%–7.69%. The 72-month tier began near 7.49% and jumped into the high 8% zone around late September into October, with experienced spikes above 8% on some days. Data shown reflects daily Sun Trust lease APRs current as of mid-October 2025.
The 24-month line held steady at 6.49% for most of September and into early October, then briefly spiked to 7.24% around 10/02–10/01 before returning to 6.49% on 10/03–10/04. The move was sharp but short-lived, suggesting lenders tested rates in response to market signals before re-pricing back to a tighter level.
The 36-month term ran around 6.74% for most of the period, with a notable bump to about 7.29% around 10/02–10/01. After the spike, the rate hovered in the 7.20%–7.54% range through early October, signaling a partial correction after the initial jump.
The 48-month pace began near 6.89% and climbed into the mid-7% territory by late September, reaching roughly 7.54% by 9/24 and trending upward toward the high 7% range into early October. The shift reflects broader tightening in longer-dated auto credit during that window.
The 60-month line sat around 6.99%, then moved into the 7.29% area around 10/02–10/01, with late-September values near 7.69%. The path shows a pronounced late-month lift for mid-to-longer maturities, followed by a partial reprice in early October.
The 72-month rate started around 7.49% and rose to the upper 7s, with a peak near 8.24% on 9/24 and around 7.99%–8.24% in the early-October window. Longer terms carried the strongest movements, reflecting longer-term risk pricing in the lease segment.
When Sun Trust (Sun Trust, now part of Truist) lease APRs spike on longer terms, you’ll see the biggest impact on total interest paid over time. If you’re rate shopping, focus on the term that fits your budget while keeping an eye on daily volatility. Lock in a favorable rate when you see a solid target, and consider shorter terms if a temporarily high long-term rate isn’t a fit for your cash flow.
The pattern in these daily numbers mirrors a shifting macro environment: short-term rates hovered in the mid-6% range, while longer terms carried higher premiums that spiked during market pauses or inflation news. The late-September to early-October moves stand out as a period of rapid repricing, then partial normalization as lenders adjusted to new market signals.
If inflation cools and the Fed signals patience, expect rate stability or modest declines in the coming months, with short-term rates easing toward the mid-6s and longer terms inching down toward the upper 6% to low 7% area. If inflation re-accelerates or growth accelerates, expect renewed volatility and potential upticks. Auto loan pricing tends to follow the broader credit cycles, so daily data will continue to swing with economic news.
We compile daily Sun Trust lease APRs alongside other lenders, giving you an apples-to-apples view of where rates stand now and where they’ve been. Use our daily data as a compass for timing, then hop over to the comparison table below to see how Sun Trust stacks up against peers. Our goal is to help you land the best auto loan rate with less guesswork.
|
Date |
APR |
|
10/13/2025 |
6.49% |
|
10/12/2025 |
6.49% |
|
10/11/2025 |
6.49% |
|
10/10/2025 |
6.49% |
|
10/09/2025 |
6.49% |
|
10/08/2025 |
6.49% |
|
10/07/2025 |
6.49% |
|
10/06/2025 |
6.49% |
|
10/05/2025 |
6.49% |
|
10/04/2025 |
6.49% |
|
10/03/2025 |
6.49% |
|
10/02/2025 |
7.24% |
|
10/01/2025 |
7.24% |
|
09/30/2025 |
7.24% |
|
09/29/2025 |
7.24% |
|
09/28/2025 |
7.24% |
|
09/27/2025 |
7.24% |
|
09/26/2025 |
7.24% |
|
09/25/2025 |
7.24% |
|
09/24/2025 |
7.49% |
|
09/23/2025 |
7.49% |
|
09/22/2025 |
7.49% |
|
09/21/2025 |
7.49% |
|
09/20/2025 |
7.49% |
|
09/19/2025 |
7.49% |
|
09/18/2025 |
7.49% |
|
09/17/2025 |
7.49% |
|
09/16/2025 |
7.49% |
|
09/15/2025 |
7.49% |
|
09/14/2025 |
7.49% |
|
09/13/2025 |
7.49% |
|
09/12/2025 |
7.49% |
|
09/11/2025 |
7.49% |
|
09/10/2025 |
7.49% |
|
09/09/2025 |
7.49% |
|
09/08/2025 |
7.49% |
|
09/07/2025 |
7.49% |
|
09/06/2025 |
7.49% |
|
09/05/2025 |
7.49% |
|
09/04/2025 |
7.49% |
|
09/03/2025 |
7.49% |
|
09/02/2025 |
7.49% |
|
09/01/2025 |
7.49% |
|
08/31/2025 |
7.49% |
|
08/30/2025 |
7.49% |
|
08/29/2025 |
7.49% |
|
08/28/2025 |
7.49% |
|
08/27/2025 |
7.49% |
|
08/26/2025 |
7.49% |
|
08/25/2025 |
7.49% |
|
08/24/2025 |
7.49% |
|
08/23/2025 |
7.49% |
|
08/22/2025 |
7.49% |
|
08/21/2025 |
7.49% |
|
08/20/2025 |
7.49% |
|
08/19/2025 |
7.49% |
|
08/18/2025 |
7.49% |
|
08/17/2025 |
7.49% |
|
08/16/2025 |
7.49% |
|
08/15/2025 |
7.49% |
|
08/14/2025 |
7.49% |
|
08/13/2025 |
7.49% |
|
08/12/2025 |
7.49% |
|
08/11/2025 |
7.49% |
|
08/10/2025 |
7.49% |
|
08/09/2025 |
7.49% |
|
08/08/2025 |
7.49% |
|
08/07/2025 |
7.49% |
|
08/06/2025 |
7.49% |
|
08/05/2025 |
7.49% |
|
08/04/2025 |
7.49% |
|
08/03/2025 |
7.49% |
|
08/02/2025 |
7.49% |
|
08/01/2025 |
7.49% |
|
07/31/2025 |
7.49% |
|
07/30/2025 |
7.49% |
|
07/29/2025 |
7.49% |
|
07/28/2025 |
7.49% |
|
07/27/2025 |
7.49% |
|
07/26/2025 |
7.49% |
|
07/25/2025 |
7.49% |
|
07/24/2025 |
7.49% |
|
07/23/2025 |
7.49% |
|
07/22/2025 |
7.49% |
|
07/21/2025 |
7.49% |
|
07/20/2025 |
7.49% |
|
07/19/2025 |
7.49% |
|
07/18/2025 |
7.49% |
|
07/17/2025 |
7.49% |
|
07/16/2025 |
7.49% |
|
Date |
APR |
|
10/13/2025 |
6.74% |
|
10/12/2025 |
6.74% |
|
10/11/2025 |
6.74% |
|
10/10/2025 |
6.74% |
|
10/09/2025 |
6.74% |
|
10/08/2025 |
6.74% |
|
10/07/2025 |
6.74% |
|
10/06/2025 |
6.74% |
|
10/05/2025 |
6.74% |
|
10/04/2025 |
6.74% |
|
10/03/2025 |
6.74% |
|
10/02/2025 |
7.29% |
|
10/01/2025 |
7.29% |
|
09/30/2025 |
7.29% |
|
09/29/2025 |
7.29% |
|
09/28/2025 |
7.29% |
|
09/27/2025 |
7.29% |
|
09/26/2025 |
7.29% |
|
09/25/2025 |
7.29% |
|
09/24/2025 |
7.54% |
|
09/23/2025 |
7.54% |
|
09/22/2025 |
7.54% |
|
09/21/2025 |
7.54% |
|
09/20/2025 |
7.54% |
|
09/19/2025 |
7.54% |
|
09/18/2025 |
7.54% |
|
09/17/2025 |
7.54% |
|
09/16/2025 |
7.54% |
|
09/15/2025 |
7.54% |
|
09/14/2025 |
7.54% |
|
09/13/2025 |
7.54% |
|
09/12/2025 |
7.54% |
|
09/11/2025 |
7.54% |
|
09/10/2025 |
7.54% |
|
09/09/2025 |
7.54% |
|
09/08/2025 |
7.54% |
|
09/07/2025 |
7.54% |
|
09/06/2025 |
7.54% |
|
09/05/2025 |
7.54% |
|
09/04/2025 |
7.54% |
|
09/03/2025 |
7.54% |
|
09/02/2025 |
7.54% |
|
09/01/2025 |
7.54% |
|
08/31/2025 |
7.54% |
|
08/30/2025 |
7.54% |
|
08/29/2025 |
7.54% |
|
08/28/2025 |
7.54% |
|
08/27/2025 |
7.54% |
|
08/26/2025 |
7.54% |
|
08/25/2025 |
7.54% |
|
08/24/2025 |
7.54% |
|
08/23/2025 |
7.54% |
|
08/22/2025 |
7.54% |
|
08/21/2025 |
7.54% |
|
08/20/2025 |
7.54% |
|
08/19/2025 |
7.54% |
|
08/18/2025 |
7.54% |
|
08/17/2025 |
7.54% |
|
08/16/2025 |
7.54% |
|
08/15/2025 |
7.54% |
|
08/14/2025 |
7.54% |
|
08/13/2025 |
7.54% |
|
08/12/2025 |
7.54% |
|
08/11/2025 |
7.54% |
|
08/10/2025 |
7.54% |
|
08/09/2025 |
7.54% |
|
08/08/2025 |
7.54% |
|
08/07/2025 |
7.54% |
|
08/06/2025 |
7.54% |
|
08/05/2025 |
7.54% |
|
08/04/2025 |
7.54% |
|
08/03/2025 |
7.54% |
|
08/02/2025 |
7.54% |
|
08/01/2025 |
7.54% |
|
07/31/2025 |
7.54% |
|
07/30/2025 |
7.54% |
|
07/29/2025 |
7.54% |
|
07/28/2025 |
7.54% |
|
07/27/2025 |
7.54% |
|
07/26/2025 |
7.54% |
|
07/25/2025 |
7.54% |
|
07/24/2025 |
7.54% |
|
07/23/2025 |
7.54% |
|
07/22/2025 |
7.54% |
|
07/21/2025 |
7.54% |
|
07/20/2025 |
7.54% |
|
07/19/2025 |
7.54% |
|
07/18/2025 |
7.54% |
|
07/17/2025 |
7.54% |
|
07/16/2025 |
7.54% |
|
Date |
APR |
|
10/13/2025 |
6.89% |
|
10/12/2025 |
6.89% |
|
10/11/2025 |
6.89% |
|
10/10/2025 |
6.89% |
|
10/09/2025 |
6.89% |
|
10/08/2025 |
6.89% |
|
10/07/2025 |
6.89% |
|
10/06/2025 |
6.89% |
|
10/05/2025 |
6.89% |
|
10/04/2025 |
6.89% |
|
10/03/2025 |
6.89% |
|
10/02/2025 |
7.29% |
|
10/01/2025 |
7.29% |
|
09/30/2025 |
7.29% |
|
09/29/2025 |
7.29% |
|
09/28/2025 |
7.29% |
|
09/27/2025 |
7.29% |
|
09/26/2025 |
7.29% |
|
09/25/2025 |
7.29% |
|
09/24/2025 |
7.54% |
|
09/23/2025 |
7.54% |
|
09/22/2025 |
7.54% |
|
09/21/2025 |
7.54% |
|
09/20/2025 |
7.54% |
|
09/19/2025 |
7.54% |
|
09/18/2025 |
7.54% |
|
09/17/2025 |
7.54% |
|
09/16/2025 |
7.54% |
|
09/15/2025 |
7.54% |
|
09/14/2025 |
7.54% |
|
09/13/2025 |
7.54% |
|
09/12/2025 |
7.54% |
|
09/11/2025 |
7.54% |
|
09/10/2025 |
7.54% |
|
09/09/2025 |
7.54% |
|
09/08/2025 |
7.54% |
|
09/07/2025 |
7.54% |
|
09/06/2025 |
7.54% |
|
09/05/2025 |
7.54% |
|
09/04/2025 |
7.54% |
|
09/03/2025 |
7.54% |
|
09/02/2025 |
7.54% |
|
09/01/2025 |
7.54% |
|
08/31/2025 |
7.54% |
|
08/30/2025 |
7.54% |
|
08/29/2025 |
7.54% |
|
08/28/2025 |
7.54% |
|
08/27/2025 |
7.54% |
|
08/26/2025 |
7.54% |
|
08/25/2025 |
7.54% |
|
08/24/2025 |
7.54% |
|
08/23/2025 |
7.54% |
|
08/22/2025 |
7.54% |
|
08/21/2025 |
7.54% |
|
08/20/2025 |
7.54% |
|
08/19/2025 |
7.54% |
|
08/18/2025 |
7.54% |
|
08/17/2025 |
7.54% |
|
08/16/2025 |
7.54% |
|
08/15/2025 |
7.54% |
|
08/14/2025 |
7.54% |
|
08/13/2025 |
7.54% |
|
08/12/2025 |
7.54% |
|
08/11/2025 |
7.54% |
|
08/10/2025 |
7.54% |
|
08/09/2025 |
7.54% |
|
08/08/2025 |
7.54% |
|
08/07/2025 |
7.54% |
|
08/06/2025 |
7.54% |
|
08/05/2025 |
7.54% |
|
08/04/2025 |
7.54% |
|
08/03/2025 |
7.54% |
|
08/02/2025 |
7.54% |
|
08/01/2025 |
7.54% |
|
07/31/2025 |
7.54% |
|
07/30/2025 |
7.54% |
|
07/29/2025 |
7.54% |
|
07/28/2025 |
7.54% |
|
07/27/2025 |
7.54% |
|
07/26/2025 |
7.54% |
|
07/25/2025 |
7.54% |
|
07/24/2025 |
7.54% |
|
07/23/2025 |
7.54% |
|
07/22/2025 |
7.54% |
|
07/21/2025 |
7.54% |
|
07/20/2025 |
7.54% |
|
07/19/2025 |
7.54% |
|
07/18/2025 |
7.54% |
|
07/17/2025 |
7.54% |
|
07/16/2025 |
7.54% |
|
Date |
APR |
|
10/13/2025 |
6.99% |
|
10/12/2025 |
6.99% |
|
10/11/2025 |
6.99% |
|
10/10/2025 |
6.99% |
|
10/09/2025 |
6.99% |
|
10/08/2025 |
6.99% |
|
10/07/2025 |
6.99% |
|
10/06/2025 |
6.99% |
|
10/05/2025 |
6.99% |
|
10/04/2025 |
6.99% |
|
10/03/2025 |
6.99% |
|
10/02/2025 |
7.44% |
|
10/01/2025 |
7.44% |
|
09/30/2025 |
7.44% |
|
09/29/2025 |
7.44% |
|
09/28/2025 |
7.44% |
|
09/27/2025 |
7.44% |
|
09/26/2025 |
7.44% |
|
09/25/2025 |
7.44% |
|
09/24/2025 |
7.69% |
|
09/23/2025 |
7.69% |
|
09/22/2025 |
7.69% |
|
09/21/2025 |
7.69% |
|
09/20/2025 |
7.69% |
|
09/19/2025 |
7.69% |
|
09/18/2025 |
7.69% |
|
09/17/2025 |
7.69% |
|
09/16/2025 |
7.69% |
|
09/15/2025 |
7.69% |
|
09/14/2025 |
7.69% |
|
09/13/2025 |
7.69% |
|
09/12/2025 |
7.69% |
|
09/11/2025 |
7.69% |
|
09/10/2025 |
7.69% |
|
09/09/2025 |
7.69% |
|
09/08/2025 |
7.69% |
|
09/07/2025 |
7.69% |
|
09/06/2025 |
7.69% |
|
09/05/2025 |
7.69% |
|
09/04/2025 |
7.69% |
|
09/03/2025 |
7.69% |
|
09/02/2025 |
7.69% |
|
09/01/2025 |
7.69% |
|
08/31/2025 |
7.69% |
|
08/30/2025 |
7.69% |
|
08/29/2025 |
7.69% |
|
08/28/2025 |
7.69% |
|
08/27/2025 |
7.69% |
|
08/26/2025 |
7.69% |
|
08/25/2025 |
7.69% |
|
08/24/2025 |
7.69% |
|
08/23/2025 |
7.69% |
|
08/22/2025 |
7.69% |
|
08/21/2025 |
7.69% |
|
08/20/2025 |
7.69% |
|
08/19/2025 |
7.69% |
|
08/18/2025 |
7.69% |
|
08/17/2025 |
7.69% |
|
08/16/2025 |
7.69% |
|
08/15/2025 |
7.69% |
|
08/14/2025 |
7.69% |
|
08/13/2025 |
7.69% |
|
08/12/2025 |
7.69% |
|
08/11/2025 |
7.69% |
|
08/10/2025 |
7.69% |
|
08/09/2025 |
7.69% |
|
08/08/2025 |
7.69% |
|
08/07/2025 |
7.69% |
|
08/06/2025 |
7.69% |
|
08/05/2025 |
7.69% |
|
08/04/2025 |
7.69% |
|
08/03/2025 |
7.69% |
|
08/02/2025 |
7.69% |
|
08/01/2025 |
7.69% |
|
07/31/2025 |
7.69% |
|
07/30/2025 |
7.69% |
|
07/29/2025 |
7.69% |
|
07/28/2025 |
7.69% |
|
07/27/2025 |
7.69% |
|
07/26/2025 |
7.69% |
|
07/25/2025 |
7.69% |
|
07/24/2025 |
7.69% |
|
07/23/2025 |
7.69% |
|
07/22/2025 |
7.69% |
|
07/21/2025 |
7.69% |
|
07/20/2025 |
7.69% |
|
07/19/2025 |
7.69% |
|
07/18/2025 |
7.69% |
|
07/17/2025 |
7.69% |
|
07/16/2025 |
7.69% |
|
Date |
APR |
|
10/13/2025 |
7.49% |
|
10/12/2025 |
7.49% |
|
10/11/2025 |
7.49% |
|
10/10/2025 |
7.49% |
|
10/09/2025 |
7.49% |
|
10/08/2025 |
7.49% |
|
10/07/2025 |
7.49% |
|
10/06/2025 |
7.49% |
|
10/05/2025 |
7.49% |
|
10/04/2025 |
7.49% |
|
10/03/2025 |
7.49% |
|
10/02/2025 |
7.99% |
|
10/01/2025 |
7.99% |
|
09/30/2025 |
7.99% |
|
09/29/2025 |
7.99% |
|
09/28/2025 |
7.99% |
|
09/27/2025 |
7.99% |
|
09/26/2025 |
7.99% |
|
09/25/2025 |
7.99% |
|
09/24/2025 |
8.24% |
|
09/23/2025 |
8.24% |
|
09/22/2025 |
8.24% |
|
09/21/2025 |
8.24% |
|
09/20/2025 |
8.24% |
|
09/19/2025 |
8.24% |
|
09/18/2025 |
8.24% |
|
09/17/2025 |
8.24% |
|
09/16/2025 |
8.24% |
|
09/15/2025 |
8.24% |
|
09/14/2025 |
8.24% |
|
09/13/2025 |
8.24% |
|
09/12/2025 |
8.24% |
|
09/11/2025 |
8.24% |
|
09/10/2025 |
8.24% |
|
09/09/2025 |
8.24% |
|
09/08/2025 |
8.24% |
|
09/07/2025 |
8.24% |
|
09/06/2025 |
8.24% |
|
09/05/2025 |
8.24% |
|
09/04/2025 |
8.24% |
|
09/03/2025 |
8.24% |
|
09/02/2025 |
8.24% |
|
09/01/2025 |
8.24% |
|
08/31/2025 |
8.24% |
|
08/30/2025 |
8.24% |
|
08/29/2025 |
8.24% |
|
08/28/2025 |
8.24% |
|
08/27/2025 |
8.24% |
|
08/26/2025 |
8.24% |
|
08/25/2025 |
8.24% |
|
08/24/2025 |
8.24% |
|
08/23/2025 |
8.24% |
|
08/22/2025 |
8.24% |
|
08/21/2025 |
8.24% |
|
08/20/2025 |
8.24% |
|
08/19/2025 |
8.24% |
|
08/18/2025 |
8.24% |
|
08/17/2025 |
8.24% |
|
08/16/2025 |
8.24% |
|
08/15/2025 |
8.24% |
|
08/14/2025 |
8.24% |
|
08/13/2025 |
8.24% |
|
08/12/2025 |
8.24% |
|
08/11/2025 |
8.24% |
|
08/10/2025 |
8.24% |
|
08/09/2025 |
8.24% |
|
08/08/2025 |
8.24% |
|
08/07/2025 |
8.24% |
|
08/06/2025 |
8.24% |
|
08/05/2025 |
8.24% |
|
08/04/2025 |
8.24% |
|
08/03/2025 |
8.24% |
|
08/02/2025 |
8.24% |
|
08/01/2025 |
8.24% |
|
07/31/2025 |
8.24% |
|
07/30/2025 |
8.24% |
|
07/29/2025 |
8.24% |
|
07/28/2025 |
8.24% |
|
07/27/2025 |
8.24% |
|
07/26/2025 |
8.24% |
|
07/25/2025 |
8.24% |
|
07/24/2025 |
8.24% |
|
07/23/2025 |
8.24% |
|
07/22/2025 |
8.24% |
|
07/21/2025 |
8.24% |
|
07/20/2025 |
8.24% |
|
07/19/2025 |
8.24% |
|
07/18/2025 |
8.24% |
|
07/17/2025 |
8.24% |
|
07/16/2025 |
8.24% |