AutoLoanRate.com tracks SunTrust’s daily lease-like rate signals to help you compare auto financing costs. This page offers a concise look at recent trends, historical context, practical tips, and where the rate picture might head next.
24 Month: Across the most recent period, SunTrust’s APR for 24 months hovered in the mid-6% range, with a brief dip into the high 6% band in mid-January and a climb toward the low 7% range by late February and March.
36 Month: The 36-month line generally sat near 7.0–7.1% in March, after a dip to the high 6% range in January, with volatility continuing into February and a move upward into the 7% territory by month’s end.
48 Month: The 48-month term trended around 7.2–7.5%, punctuated by occasional dips toward 7.1% and sporadic pops into the mid-7s during February; March data showed a steady band around 7.24–7.49%.
60 Month: The 60-month line stayed roughly in the 7.4–7.7% range, with brief pockets near 7.1–7.2% in early February and a return toward the mid-7s in March.
72 Month: The longest term saw the highest readings, generally around 7.9–8.1%, with occasional dips into the high 7% range during late February before pulling back toward 8% in March.
Over the past year, SunTrust’s daily rate signals show a tendency for longer terms to carry higher APRs, while shorter terms sit lower on the curve. The data reveal typical lender behavior: rates drift up in times of tighter credit conditions and pull back when demand softens or currency/inflation signals improve. Expect occasional volatility around policy updates and macro surprises, but the broad pattern in early 2026 has been a gradual rise across most terms.
Tip: Compare multiple terms to find the sweet spot between monthly payment and total interest. Shorter terms often have lower rates but higher monthly payments; longer terms lower payments but raise total cost.
Tip: Get pre-qualified. A stronger credit profile can unlock lower APRs and give you leverage at the dealer.
Tip: Watch promotions and dealer incentives. SunTrust/Truist promotions can temporarily tilt APRs in your favor for select models or time windows.
Tip: Focus on total cost, not just monthly payments. Small APR differences compound over time, especially on longer loans.
Tip: Consider early payoff options. If your budget allows, paying ahead can reduce interest despite higher quoted APRs on longer terms.
If inflation cools and rate policy stabilizes, you may see rate stabilization or a cautious easing in some terms, particularly shorter ones. If the economy surprises to the upside or inflation sticks, expect rates to drift higher, with longer terms feeling a larger impact. Stay flexible, monitor SunTrust updates daily, and be ready to lock when your target rate aligns with your budget and model choice.
We’ll keep tracking SunTrust’s daily rate moves and translating them into actionable insights for AutoLoanRate.com readers. Use this page alongside our existing rate comparisons to lock in favorable terms and drive smarter auto-financing decisions.
|
Date |
APR |
|
03/15/2026 |
6.74% |
|
03/14/2026 |
6.74% |
|
03/13/2026 |
6.74% |
|
03/12/2026 |
6.74% |
|
03/11/2026 |
6.74% |
|
03/10/2026 |
6.74% |
|
03/09/2026 |
6.74% |
|
03/08/2026 |
6.74% |
|
03/07/2026 |
6.74% |
|
03/06/2026 |
6.74% |
|
03/05/2026 |
6.74% |
|
03/04/2026 |
6.74% |
|
03/03/2026 |
6.74% |
|
03/02/2026 |
6.74% |
|
03/01/2026 |
6.74% |
|
02/28/2026 |
6.74% |
|
02/27/2026 |
6.74% |
|
02/26/2026 |
6.74% |
|
02/25/2026 |
6.74% |
|
02/24/2026 |
6.74% |
|
02/23/2026 |
6.74% |
|
02/22/2026 |
6.74% |
|
02/21/2026 |
6.74% |
|
02/20/2026 |
6.74% |
|
02/19/2026 |
6.74% |
|
02/18/2026 |
6.74% |
|
02/17/2026 |
6.74% |
|
02/16/2026 |
6.74% |
|
02/15/2026 |
6.74% |
|
02/14/2026 |
6.74% |
|
02/13/2026 |
6.74% |
|
02/12/2026 |
6.74% |
|
02/11/2026 |
6.74% |
|
02/10/2026 |
6.74% |
|
02/09/2026 |
6.74% |
|
02/08/2026 |
6.74% |
|
02/07/2026 |
6.74% |
|
02/06/2026 |
6.74% |
|
02/05/2026 |
6.74% |
|
02/04/2026 |
6.74% |
|
02/03/2026 |
6.74% |
|
02/02/2026 |
6.74% |
|
02/01/2026 |
6.74% |
|
01/31/2026 |
6.74% |
|
01/30/2026 |
6.74% |
|
01/29/2026 |
6.74% |
|
01/28/2026 |
6.74% |
|
01/27/2026 |
6.74% |
|
01/26/2026 |
6.74% |
|
01/25/2026 |
6.74% |
|
01/24/2026 |
6.74% |
|
01/23/2026 |
6.74% |
|
01/22/2026 |
6.74% |
|
01/21/2026 |
6.74% |
|
01/20/2026 |
6.74% |
|
01/19/2026 |
6.74% |
|
01/18/2026 |
6.74% |
|
01/17/2026 |
6.74% |
|
01/16/2026 |
6.74% |
|
01/15/2026 |
6.74% |
|
01/14/2026 |
6.74% |
|
01/13/2026 |
6.49% |
|
01/12/2026 |
6.49% |
|
01/11/2026 |
6.49% |
|
01/10/2026 |
6.49% |
|
01/09/2026 |
6.49% |
|
01/08/2026 |
6.49% |
|
01/07/2026 |
6.49% |
|
01/06/2026 |
6.49% |
|
01/05/2026 |
6.49% |
|
01/04/2026 |
6.49% |
|
01/03/2026 |
6.49% |
|
01/02/2026 |
6.49% |
|
01/01/2026 |
6.49% |
|
12/31/2025 |
6.49% |
|
12/30/2025 |
6.49% |
|
12/29/2025 |
6.49% |
|
12/28/2025 |
6.49% |
|
12/27/2025 |
6.49% |
|
12/26/2025 |
6.49% |
|
12/25/2025 |
6.49% |
|
12/24/2025 |
6.49% |
|
12/23/2025 |
6.49% |
|
12/22/2025 |
6.49% |
|
12/21/2025 |
6.49% |
|
12/20/2025 |
6.49% |
|
12/19/2025 |
6.49% |
|
12/18/2025 |
6.49% |
|
12/17/2025 |
6.49% |
|
12/16/2025 |
6.49% |
|
Date |
APR |
|
03/15/2026 |
7.09% |
|
03/14/2026 |
7.09% |
|
03/13/2026 |
7.09% |
|
03/12/2026 |
7.09% |
|
03/11/2026 |
7.09% |
|
03/10/2026 |
7.09% |
|
03/09/2026 |
7.09% |
|
03/08/2026 |
7.09% |
|
03/07/2026 |
7.09% |
|
03/06/2026 |
7.09% |
|
03/05/2026 |
7.09% |
|
03/04/2026 |
7.09% |
|
03/03/2026 |
7.09% |
|
03/02/2026 |
7.09% |
|
03/01/2026 |
7.09% |
|
02/28/2026 |
7.09% |
|
02/27/2026 |
7.09% |
|
02/26/2026 |
7.09% |
|
02/25/2026 |
7.09% |
|
02/24/2026 |
7.09% |
|
02/23/2026 |
7.09% |
|
02/22/2026 |
7.09% |
|
02/21/2026 |
7.09% |
|
02/20/2026 |
7.09% |
|
02/19/2026 |
7.09% |
|
02/18/2026 |
7.09% |
|
02/17/2026 |
7.09% |
|
02/16/2026 |
7.09% |
|
02/15/2026 |
7.09% |
|
02/14/2026 |
7.09% |
|
02/13/2026 |
7.09% |
|
02/12/2026 |
7.09% |
|
02/11/2026 |
7.09% |
|
02/10/2026 |
7.09% |
|
02/09/2026 |
7.09% |
|
02/08/2026 |
7.09% |
|
02/07/2026 |
7.09% |
|
02/06/2026 |
7.09% |
|
02/05/2026 |
7.09% |
|
02/04/2026 |
7.09% |
|
02/03/2026 |
7.09% |
|
02/02/2026 |
6.99% |
|
02/01/2026 |
6.99% |
|
01/31/2026 |
6.99% |
|
01/30/2026 |
6.99% |
|
01/29/2026 |
6.99% |
|
01/28/2026 |
6.99% |
|
01/27/2026 |
6.99% |
|
01/26/2026 |
6.99% |
|
01/25/2026 |
6.99% |
|
01/24/2026 |
6.99% |
|
01/23/2026 |
6.99% |
|
01/22/2026 |
6.99% |
|
01/21/2026 |
6.99% |
|
01/20/2026 |
6.99% |
|
01/19/2026 |
6.99% |
|
01/18/2026 |
6.99% |
|
01/17/2026 |
6.99% |
|
01/16/2026 |
6.99% |
|
01/15/2026 |
6.99% |
|
01/14/2026 |
6.99% |
|
01/13/2026 |
6.74% |
|
01/12/2026 |
6.74% |
|
01/11/2026 |
6.74% |
|
01/10/2026 |
6.74% |
|
01/09/2026 |
6.74% |
|
01/08/2026 |
6.74% |
|
01/07/2026 |
6.74% |
|
01/06/2026 |
6.74% |
|
01/05/2026 |
6.74% |
|
01/04/2026 |
6.74% |
|
01/03/2026 |
6.74% |
|
01/02/2026 |
6.74% |
|
01/01/2026 |
6.74% |
|
12/31/2025 |
6.74% |
|
12/30/2025 |
6.74% |
|
12/29/2025 |
6.74% |
|
12/28/2025 |
6.74% |
|
12/27/2025 |
6.74% |
|
12/26/2025 |
6.74% |
|
12/25/2025 |
6.74% |
|
12/24/2025 |
6.74% |
|
12/23/2025 |
6.74% |
|
12/22/2025 |
6.74% |
|
12/21/2025 |
6.74% |
|
12/20/2025 |
6.74% |
|
12/19/2025 |
6.74% |
|
12/18/2025 |
6.74% |
|
12/17/2025 |
6.74% |
|
12/16/2025 |
6.74% |
|
Date |
APR |
|
03/15/2026 |
7.24% |
|
03/14/2026 |
7.24% |
|
03/13/2026 |
7.24% |
|
03/12/2026 |
7.24% |
|
03/11/2026 |
7.24% |
|
03/10/2026 |
7.24% |
|
03/09/2026 |
7.24% |
|
03/08/2026 |
7.24% |
|
03/07/2026 |
7.24% |
|
03/06/2026 |
7.24% |
|
03/05/2026 |
7.24% |
|
03/04/2026 |
7.24% |
|
03/03/2026 |
7.24% |
|
03/02/2026 |
7.24% |
|
03/01/2026 |
7.24% |
|
02/28/2026 |
7.24% |
|
02/27/2026 |
7.24% |
|
02/26/2026 |
7.24% |
|
02/25/2026 |
7.24% |
|
02/24/2026 |
7.24% |
|
02/23/2026 |
7.24% |
|
02/22/2026 |
7.24% |
|
02/21/2026 |
7.24% |
|
02/20/2026 |
7.24% |
|
02/19/2026 |
7.24% |
|
02/18/2026 |
7.24% |
|
02/17/2026 |
7.24% |
|
02/16/2026 |
7.24% |
|
02/15/2026 |
7.24% |
|
02/14/2026 |
7.24% |
|
02/13/2026 |
7.24% |
|
02/12/2026 |
7.24% |
|
02/11/2026 |
7.24% |
|
02/10/2026 |
7.24% |
|
02/09/2026 |
7.24% |
|
02/08/2026 |
7.24% |
|
02/07/2026 |
7.24% |
|
02/06/2026 |
7.24% |
|
02/05/2026 |
7.24% |
|
02/04/2026 |
7.24% |
|
02/03/2026 |
7.24% |
|
02/02/2026 |
7.14% |
|
02/01/2026 |
7.14% |
|
01/31/2026 |
7.14% |
|
01/30/2026 |
7.14% |
|
01/29/2026 |
7.14% |
|
01/28/2026 |
7.14% |
|
01/27/2026 |
7.14% |
|
01/26/2026 |
7.14% |
|
01/25/2026 |
7.14% |
|
01/24/2026 |
7.14% |
|
01/23/2026 |
7.14% |
|
01/22/2026 |
7.14% |
|
01/21/2026 |
7.14% |
|
01/20/2026 |
7.14% |
|
01/19/2026 |
7.14% |
|
01/18/2026 |
7.14% |
|
01/17/2026 |
7.14% |
|
01/16/2026 |
7.14% |
|
01/15/2026 |
7.14% |
|
01/14/2026 |
7.14% |
|
01/13/2026 |
6.89% |
|
01/12/2026 |
6.89% |
|
01/11/2026 |
6.89% |
|
01/10/2026 |
6.89% |
|
01/09/2026 |
6.89% |
|
01/08/2026 |
6.89% |
|
01/07/2026 |
6.89% |
|
01/06/2026 |
6.89% |
|
01/05/2026 |
6.89% |
|
01/04/2026 |
6.89% |
|
01/03/2026 |
6.89% |
|
01/02/2026 |
6.89% |
|
01/01/2026 |
6.89% |
|
12/31/2025 |
6.89% |
|
12/30/2025 |
6.89% |
|
12/29/2025 |
6.89% |
|
12/28/2025 |
6.89% |
|
12/27/2025 |
6.89% |
|
12/26/2025 |
6.89% |
|
12/25/2025 |
6.89% |
|
12/24/2025 |
6.89% |
|
12/23/2025 |
6.89% |
|
12/22/2025 |
6.89% |
|
12/21/2025 |
6.89% |
|
12/20/2025 |
6.89% |
|
12/19/2025 |
6.89% |
|
12/18/2025 |
6.89% |
|
12/17/2025 |
6.89% |
|
12/16/2025 |
6.89% |
|
Date |
APR |
|
03/15/2026 |
7.49% |
|
03/14/2026 |
7.49% |
|
03/13/2026 |
7.49% |
|
03/12/2026 |
7.49% |
|
03/11/2026 |
7.49% |
|
03/10/2026 |
7.49% |
|
03/09/2026 |
7.49% |
|
03/08/2026 |
7.49% |
|
03/07/2026 |
7.49% |
|
03/06/2026 |
7.49% |
|
03/05/2026 |
7.49% |
|
03/04/2026 |
7.49% |
|
03/03/2026 |
7.49% |
|
03/02/2026 |
7.49% |
|
03/01/2026 |
7.49% |
|
02/28/2026 |
7.49% |
|
02/27/2026 |
7.49% |
|
02/26/2026 |
7.49% |
|
02/25/2026 |
7.49% |
|
02/24/2026 |
7.49% |
|
02/23/2026 |
7.49% |
|
02/22/2026 |
7.49% |
|
02/21/2026 |
7.49% |
|
02/20/2026 |
7.49% |
|
02/19/2026 |
7.49% |
|
02/18/2026 |
7.49% |
|
02/17/2026 |
7.49% |
|
02/16/2026 |
7.49% |
|
02/15/2026 |
7.49% |
|
02/14/2026 |
7.49% |
|
02/13/2026 |
7.49% |
|
02/12/2026 |
7.49% |
|
02/11/2026 |
7.49% |
|
02/10/2026 |
7.49% |
|
02/09/2026 |
7.49% |
|
02/08/2026 |
7.49% |
|
02/07/2026 |
7.49% |
|
02/06/2026 |
7.49% |
|
02/05/2026 |
7.49% |
|
02/04/2026 |
7.49% |
|
02/03/2026 |
7.49% |
|
02/02/2026 |
7.24% |
|
02/01/2026 |
7.24% |
|
01/31/2026 |
7.24% |
|
01/30/2026 |
7.24% |
|
01/29/2026 |
7.24% |
|
01/28/2026 |
7.24% |
|
01/27/2026 |
7.24% |
|
01/26/2026 |
7.24% |
|
01/25/2026 |
7.24% |
|
01/24/2026 |
7.24% |
|
01/23/2026 |
7.24% |
|
01/22/2026 |
7.24% |
|
01/21/2026 |
7.24% |
|
01/20/2026 |
7.24% |
|
01/19/2026 |
7.24% |
|
01/18/2026 |
7.24% |
|
01/17/2026 |
7.24% |
|
01/16/2026 |
7.24% |
|
01/15/2026 |
7.24% |
|
01/14/2026 |
7.24% |
|
01/13/2026 |
6.99% |
|
01/12/2026 |
6.99% |
|
01/11/2026 |
6.99% |
|
01/10/2026 |
6.99% |
|
01/09/2026 |
6.99% |
|
01/08/2026 |
6.99% |
|
01/07/2026 |
6.99% |
|
01/06/2026 |
6.99% |
|
01/05/2026 |
6.99% |
|
01/04/2026 |
6.99% |
|
01/03/2026 |
6.99% |
|
01/02/2026 |
6.99% |
|
01/01/2026 |
6.99% |
|
12/31/2025 |
6.99% |
|
12/30/2025 |
6.99% |
|
12/29/2025 |
6.99% |
|
12/28/2025 |
6.99% |
|
12/27/2025 |
6.99% |
|
12/26/2025 |
6.99% |
|
12/25/2025 |
6.99% |
|
12/24/2025 |
6.99% |
|
12/23/2025 |
6.99% |
|
12/22/2025 |
6.99% |
|
12/21/2025 |
6.99% |
|
12/20/2025 |
6.99% |
|
12/19/2025 |
6.99% |
|
12/18/2025 |
6.99% |
|
12/17/2025 |
6.99% |
|
12/16/2025 |
6.99% |
|
Date |
APR |
|
03/15/2026 |
8.09% |
|
03/14/2026 |
8.09% |
|
03/13/2026 |
8.09% |
|
03/12/2026 |
8.09% |
|
03/11/2026 |
8.09% |
|
03/10/2026 |
8.09% |
|
03/09/2026 |
8.09% |
|
03/08/2026 |
8.09% |
|
03/07/2026 |
8.09% |
|
03/06/2026 |
8.09% |
|
03/05/2026 |
8.09% |
|
03/04/2026 |
8.09% |
|
03/03/2026 |
8.09% |
|
03/02/2026 |
8.09% |
|
03/01/2026 |
8.09% |
|
02/28/2026 |
8.09% |
|
02/27/2026 |
8.09% |
|
02/26/2026 |
8.09% |
|
02/25/2026 |
8.09% |
|
02/24/2026 |
8.09% |
|
02/23/2026 |
8.09% |
|
02/22/2026 |
8.09% |
|
02/21/2026 |
8.09% |
|
02/20/2026 |
8.09% |
|
02/19/2026 |
8.09% |
|
02/18/2026 |
8.09% |
|
02/17/2026 |
8.09% |
|
02/16/2026 |
8.09% |
|
02/15/2026 |
8.09% |
|
02/14/2026 |
8.09% |
|
02/13/2026 |
8.09% |
|
02/12/2026 |
7.39% |
|
02/11/2026 |
7.39% |
|
02/10/2026 |
7.39% |
|
02/09/2026 |
7.39% |
|
02/08/2026 |
7.39% |
|
02/07/2026 |
7.39% |
|
02/06/2026 |
7.39% |
|
02/05/2026 |
7.39% |
|
02/04/2026 |
7.39% |
|
02/03/2026 |
7.39% |
|
02/02/2026 |
7.74% |
|
02/01/2026 |
7.74% |
|
01/31/2026 |
7.74% |
|
01/30/2026 |
7.74% |
|
01/29/2026 |
7.74% |
|
01/28/2026 |
7.74% |
|
01/27/2026 |
7.74% |
|
01/26/2026 |
7.74% |
|
01/25/2026 |
7.74% |
|
01/24/2026 |
7.74% |
|
01/23/2026 |
7.74% |
|
01/22/2026 |
7.74% |
|
01/21/2026 |
7.74% |
|
01/20/2026 |
7.74% |
|
01/19/2026 |
7.74% |
|
01/18/2026 |
7.74% |
|
01/17/2026 |
7.74% |
|
01/16/2026 |
7.74% |
|
01/15/2026 |
7.74% |
|
01/14/2026 |
7.74% |
|
01/13/2026 |
7.49% |
|
01/12/2026 |
7.49% |
|
01/11/2026 |
7.49% |
|
01/10/2026 |
7.49% |
|
01/09/2026 |
7.49% |
|
01/08/2026 |
7.49% |
|
01/07/2026 |
7.49% |
|
01/06/2026 |
7.49% |
|
01/05/2026 |
7.49% |
|
01/04/2026 |
7.49% |
|
01/03/2026 |
7.49% |
|
01/02/2026 |
7.49% |
|
01/01/2026 |
7.49% |
|
12/31/2025 |
7.49% |
|
12/30/2025 |
7.49% |
|
12/29/2025 |
7.49% |
|
12/28/2025 |
7.49% |
|
12/27/2025 |
7.49% |
|
12/26/2025 |
7.49% |
|
12/25/2025 |
7.49% |
|
12/24/2025 |
7.49% |
|
12/23/2025 |
7.49% |
|
12/22/2025 |
7.49% |
|
12/21/2025 |
7.49% |
|
12/20/2025 |
7.49% |
|
12/19/2025 |
7.49% |
|
12/18/2025 |
7.49% |
|
12/17/2025 |
7.49% |
|
12/16/2025 |
7.49% |