We compare auto loan rates from across the U.S. lending market - banks, credit unions, online lenders - so you can shop without filling out a single application until you've decided who to apply with.
AutoLoanRate.com has been publishing auto loan rate comparisons since 2018. We're a small editorial team with a single brief: track the auto loan market and tell readers, in plain English, where the best deal is right now.
AutoLoanRate.com is built and operated by MKN Web Solutions - the same team behind TradeMyLease.com and other consumer-finance tools. Founder Michael Mikhjian builds the kind of tools he'd want to use himself: simple, fast, and squarely on the consumer's side.
The idea here is straightforward - put real auto loan, refinance, and lease-buyout rates from across the market in one place, side by side, so you can shop without bouncing between a dozen lender sites or handing over your information just to see a number. One resource, the whole market, ranked by APR - so the comparison stays unbiased and the work of shopping gets a lot easier.
We pull published rate sheets from the auto loan products of major U.S. lenders and refresh them regularly. We surface the best advertised APRs by category - new car, used car, refinance, lease buyout - and we maintain editorial profiles of every lender we track.
We don't take loan applications, we don't pre-qualify you, and we don't sell your data. We're a comparison and education site.
Some lenders we list pay us a small referral fee when readers click through to their site. This is how we keep AutoLoanRate.com free for readers and how we fund the daily rate-tracking infrastructure.
Critical thing to know: this does not influence which lenders we list, where they appear in our tables, or what we say about them. Tables are sorted by APR, not by partner relationship. If a lender we don't have a partnership with has the lowest rate on a given day, they top the table.
Every article on this site is fact-checked against current lender disclosures and regulatory guidance from the CFPB and FTC. When rates, fees, or program terms change, we update the relevant pages. Articles older than 6 months are reviewed and refreshed. Articles older than 12 months are either updated, replaced, or retired.
Editorial questions, lender inclusion requests, or corrections: send a note via the contact link in the footer, or reach the editor at editor@autoloanrate.com.