Every lender we track in one place - banks, credit unions, and online refinance specialists. Filter by credit score, loan type, or APR to find your fit.
| Lender | Type | Min credit | APR (from) | Loan types | |
|---|---|---|---|---|---|
|
NA
Navy Federal Credit Union
|
Credit Union | 640+ | 5.29% | New · Used · Refi · Lease buyout | Visit |
|
CA
Capital One
|
Bank | 660+ | 5.39% | New · Used · Refi | Visit |
|
PE
PenFed Credit Union
|
Credit Union | 650+ | 5.49% | New · Used · Refi · Lease buyout | Visit |
|
US
USAA
|
Bank (Military) | 640+ | 5.49% | New · Used · Refi | Visit |
|
MY
MyAutoLoan
|
Loan Marketplace | 575+ | 5.49% | New · Used · Refi · Lease buyout | Visit |
|
AU
AutoPay
|
Refinance Marketplace | 600+ | 5.69% | Refi · Lease buyout | Visit |
|
CA
Caribou
|
Refinance Marketplace | 630+ | 5.79% | Refi · Lease buyout | Visit |
|
LI
LightStream
|
Bank (Online) | 670+ | 5.99% | New · Used · Refi · Lease buyout | Visit |
|
AL
Ally
|
Bank (Online) | 620+ | 6.19% | New · Used | Visit |
|
U.
U.S. Bank
|
Bank | 660+ | 6.29% | New · Used · Refi | Visit |
|
BA
Bank of America
|
Bank | 660+ | 6.39% | New · Used · Refi | Visit |
|
CH
Chase
|
Bank | 660+ | 6.49% | New · Used | Visit |
|
WE
Wells Fargo
|
Bank | 660+ | 6.59% | New · Used | Visit |
|
TR
Truist
|
Bank | 660+ | 6.69% | New · Used · Refi | Visit |
Best advertised APRs as of June 15, 2026. Actual rate depends on credit, term, and loan amount.
We track auto loan lenders that publish their rate ranges and offer loans to a national audience or large multi-state market. That means a mix of:
Rates are sourced from each lender's published rate sheet and reviewed regularly. We don't take payment to influence editorial picks. Some lenders pay us a referral fee when readers click through, which helps keep this site free - but it doesn't change which lenders make our comparison tables, or where they rank by APR.