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Wells Fargo auto loan rates

Indirect dealer financing - no direct online application.

Visit Wells Fargo Calculate payment
From APR
6.59%
Best advertised rate

This is the lowest APR Wells Fargo advertises, reserved for top-tier credit. Your actual rate depends on your credit score, loan term, and the amount you finance.

Min credit
660+
FICO score

Wells Fargo advertises its best rates to borrowers with FICO scores around 660 and up. Below that, approval is still possible - usually at a higher APR.

Loan amount
$5,000+
Up to $110,000

Wells Fargo finances auto loans from $5,000 up to $110,000.

Loan terms
24–75
Months

Pick a repayment term from 24 to 75 months. A longer term lowers the monthly payment but increases the total interest you pay.

Today's Wells Fargo rates by loan type

Rates shown are the best advertised APRs as of June 15, 2026. Your actual rate depends on credit, term, and loan amount.

Loan type Term APR (from)
New car 60 mo 6.59% Compare →
Used car 60 mo 6.99% Compare →

Pros

  • Wide dealer presence
  • Branch banking access
  • Co-applicant friendly

Cons

  • No direct-to-consumer applications
  • No refinancing
  • Higher rates than online

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