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Security Service FCU auto loan rates

4.1/5 our editorial rating

Credit union serving Texas, Colorado and Utah with auto loan rates published by model year.

Who can join: People who live, work, worship, attend school or volunteer in Texas, Colorado or Utah, select military units and DoD employees, and family or household members of members.

Visit Security Service FCU Calculate payment
From APR
5.65%
Best advertised rate

This is the lowest APR Security Service FCU advertises, reserved for top-tier credit. Your actual rate depends on your credit score, loan term, and the amount you finance.

Loan terms
7–96
Months

Pick a repayment term from 7 to 96 months. A longer term lowers the monthly payment but increases the total interest you pay.

Today's Security Service FCU rates by loan type

Rates shown are the best advertised APRs as of October 22, 2026. Your actual rate depends on credit, term, and loan amount.

Loan type Term APR (from)
New car 66 mo 5.65% Compare →
Used car 66 mo 5.65% Compare →

Pros

  • Terms up to 96 months
  • Rates published for each model year back to 2016
  • Refinancing available

Cons

  • Membership limited to Texas, Colorado and Utah plus select military groups
  • Terms over 75 months require a vehicle value of $25,000 or more
  • No separate refinance rate published

How we rate lenders

Our 4.1/5 rating for Security Service FCU is computed from the same published data shown on this page. It is not based on opinion or on partner relationships. The formula weighs four things:

Ratings update automatically when a lender's published terms change. Referral fees some lenders pay us have no input into this score.

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