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Randolph-Brooks FCU auto loan rates

4.4/5 our editorial rating

Texas credit union with one auto loan rate table for new, used and refinance loans.

Who can join: Field of membership based on where you live, work, worship or attend school, plus immediate family and household members of members.

Visit Randolph-Brooks FCU Calculate payment
From APR
4.49%
Best advertised rate

This is the lowest APR Randolph-Brooks FCU advertises, reserved for top-tier credit. Your actual rate depends on your credit score, loan term, and the amount you finance.

Loan terms
24–84
Months

Pick a repayment term from 24 to 84 months. A longer term lowers the monthly payment but increases the total interest you pay.

Today's Randolph-Brooks FCU rates by loan type

Rates shown are the best advertised APRs as of October 22, 2026. Your actual rate depends on credit, term, and loan amount.

Loan type Term APR (from)
New car 60 mo 4.49% Compare →
Used car 60 mo 4.49% Compare →
Refinance 60 mo 4.49% Compare →

Pros

  • Same rate for new, used and refinance
  • First payment can be deferred up to 60 days
  • Lease buyout and private seller purchases supported

Cons

  • Membership required
  • Lowest rates are a promotion ending Dec. 31, 2026
  • Branches only in Texas

How we rate lenders

Our 4.4/5 rating for Randolph-Brooks FCU is computed from the same published data shown on this page. It is not based on opinion or on partner relationships. The formula weighs four things:

Ratings update automatically when a lender's published terms change. Referral fees some lenders pay us have no input into this score.

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