Truist-backed online lender for excellent credit.
This is the lowest APR LightStream advertises, reserved for top-tier credit. Your actual rate depends on your credit score, loan term, and the amount you finance.
LightStream advertises its best rates to borrowers with FICO scores around 670 and up. Below that, approval is still possible - usually at a higher APR.
LightStream finances auto loans from $5,000 up to $100,000.
Pick a repayment term from 24 to 84 months. A longer term lowers the monthly payment but increases the total interest you pay.
Rates shown are the best advertised APRs as of June 15, 2026. Your actual rate depends on credit, term, and loan amount.
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