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Langley Credit Union auto loan rates

4.1/5 our editorial rating

Virginia credit union with one posted rate for new, used and refinance auto loans up to 75 months.

From APR
5.99%
Best advertised rate

This is the lowest APR Langley Credit Union advertises, reserved for top-tier credit. Your actual rate depends on your credit score, loan term, and the amount you finance.

Loan terms
12–84
Months

Pick a repayment term from 12 to 84 months. A longer term lowers the monthly payment but increases the total interest you pay.

Today's Langley Credit Union rates by loan type

Rates shown are the best advertised APRs as of October 22, 2026. Your actual rate depends on credit, term, and loan amount.

Loan type Term APR (from)
New car 75 mo 5.99% Compare →
Used car 75 mo 5.99% Compare →
Refinance 75 mo 5.99% Compare →

Pros

  • Same posted rate on new and used loans up to 75 months
  • Free GAP coverage on auto loans
  • Ride Rebate checking option returns 10% of loan interest paid

Cons

  • Membership required, with a $5 savings deposit
  • Advertised rates assume a credit score of 780 or better
  • Existing Langley auto loans are not eligible for the refinance offer

How we rate lenders

Our 4.1/5 rating for Langley Credit Union is computed from the same published data shown on this page. It is not based on opinion or on partner relationships. The formula weighs four things:

Ratings update automatically when a lender's published terms change. Referral fees some lenders pay us have no input into this score.

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