Auto refinance service that matches borrowers with offers from its network of lending partners.
This is the lowest APR Gravity Lending advertises, reserved for top-tier credit. Your actual rate depends on your credit score, loan term, and the amount you finance.
Pick a repayment term from 25 to 84 months. A longer term lowers the monthly payment but increases the total interest you pay.
Rates shown are the best advertised APRs as of October 22, 2026. Your actual rate depends on credit, term, and loan amount.
| Loan type | Term | APR (from) | |
|---|---|---|---|
| Refinance | 36 mo | 3.89% | Compare → |
Our 4.2/5 rating for Gravity Lending is computed from the same published data shown on this page. It is not based on opinion or on partner relationships. The formula weighs four things:
Ratings update automatically when a lender's published terms change. Referral fees some lenders pay us have no input into this score.
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