Formerly Bethpage FCU, FourLeaf offers nationwide membership and new auto loan terms up to 96 months.
Who can join: Anyone located in the United States may be eligible; a $5 savings account is required.
This is the lowest APR FourLeaf Federal Credit Union advertises, reserved for top-tier credit. Your actual rate depends on your credit score, loan term, and the amount you finance.
FourLeaf Federal Credit Union finances auto loans from $3,750 up to $250,000.
Pick a repayment term of up to 96 months. A longer term lowers the monthly payment but increases the total interest you pay.
Rates shown are the best advertised APRs as of October 22, 2026. Your actual rate depends on credit, term, and loan amount.
Our 4.3/5 rating for FourLeaf Federal Credit Union is computed from the same published data shown on this page. It is not based on opinion or on partner relationships. The formula weighs four things:
Ratings update automatically when a lender's published terms change. Referral fees some lenders pay us have no input into this score.
One side-by-side rate table for every major U.S. auto lender. Find your best option in 60 seconds.
See all lenders →