Credit union for the tech community with fixed-rate auto loans up to 84 months and no origination or application fees.
Who can join: Employees of 1,700+ partner companies, people who live, work or worship in a participating community, State of Oregon employees, or members of a participating organization, which can be joined during the online application.
This is the lowest APR First Tech Federal Credit Union advertises, reserved for top-tier credit. Your actual rate depends on your credit score, loan term, and the amount you finance.
First Tech Federal Credit Union finances auto loans from $1,000 up to $300,000.
Pick a repayment term of up to 84 months. A longer term lowers the monthly payment but increases the total interest you pay.
Rates shown are the best advertised APRs as of October 22, 2026. Your actual rate depends on credit, term, and loan amount.
Our 4.4/5 rating for First Tech Federal Credit Union is computed from the same published data shown on this page. It is not based on opinion or on partner relationships. The formula weighs four things:
Ratings update automatically when a lender's published terms change. Referral fees some lenders pay us have no input into this score.
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