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Connexus Credit Union auto loan rates

4.3/5 our editorial rating

Nationwide credit union that publishes auto and refinance rates by model year and term.

Who can join: Anyone in the U.S. can join through the Connexus Association with a one-time $5 donation and a $5 savings deposit.

From APR
5.19%
Best advertised rate

This is the lowest APR Connexus Credit Union advertises, reserved for top-tier credit. Your actual rate depends on your credit score, loan term, and the amount you finance.

Loan terms
24–84
Months

Pick a repayment term from 24 to 84 months. A longer term lowers the monthly payment but increases the total interest you pay.

Today's Connexus Credit Union rates by loan type

Rates shown are the best advertised APRs as of October 22, 2026. Your actual rate depends on credit, term, and loan amount.

Loan type Term APR (from)
New car 24 mo 5.19% Compare →
Used car 24 mo 5.19% Compare →
Refinance 24 mo 5.19% Compare →

Pros

  • Anyone in the U.S. can join
  • Refinance rates match purchase rates
  • 0.25% loyalty discount for qualified members

Cons

  • Lowest rates include discounts for Digital Banking, eStatements and autopay
  • Minimum loan term of 24 months
  • Older model years have shorter maximum terms

How we rate lenders

Our 4.3/5 rating for Connexus Credit Union is computed from the same published data shown on this page. It is not based on opinion or on partner relationships. The formula weighs four things:

Ratings update automatically when a lender's published terms change. Referral fees some lenders pay us have no input into this score.

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