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Caribou auto loan rates

Refinance specialist with fast online process.

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From APR
5.79%
Best advertised rate
Min credit
630+
FICO score
Loan amount
$5,000+
Up to $150,000
Loan terms
36–84
Months

Today's Caribou rates by loan type

Rates shown are the best advertised APRs as of May 1, 2026. Your actual rate depends on credit, term, and loan amount.

Loan type Term APR (from)
Refinance 60 mo 5.79% Compare →
Lease buyout 60 mo 6.09% Compare →

Pros

  • Fast soft-pull pre-qual
  • Bundled GAP/VSC available
  • Good for newer vehicles

Cons

  • Refi only — no purchase loans
  • Origination fee on some lenders
  • Vehicle age cutoff

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