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AutoPay auto loan rates

Refinance marketplace shopping multiple lenders at once.

Visit AutoPay Calculate payment
From APR
5.69%
Best advertised rate

This is the lowest APR AutoPay advertises, reserved for top-tier credit. Your actual rate depends on your credit score, loan term, and the amount you finance.

Min credit
600+
FICO score

AutoPay advertises its best rates to borrowers with FICO scores around 600 and up. Below that, approval is still possible - usually at a higher APR.

Loan amount
$2,500+
Up to $100,000

AutoPay finances auto loans from $2,500 up to $100,000.

Loan terms
24–84
Months

Pick a repayment term from 24 to 84 months. A longer term lowers the monthly payment but increases the total interest you pay.

Today's AutoPay rates by loan type

Rates shown are the best advertised APRs as of June 15, 2026. Your actual rate depends on credit, term, and loan amount.

Loan type Term APR (from)
Refinance 60 mo 5.69% Compare →
Lease buyout 60 mo 5.99% Compare →

Pros

  • One application, many offers
  • Accepts lower credit
  • No fees to apply

Cons

  • Final lender varies
  • Originator only - sells to others
  • Hard pull on full app

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