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AutoPay auto loan rates

Refinance marketplace shopping multiple lenders at once.

From APR
5.69%
Best advertised rate
Min credit
600+
FICO score
Loan amount
$2,500+
Up to $100,000
Loan terms
24–84
Months

Today's AutoPay rates by loan type

Rates shown are the best advertised APRs as of May 1, 2026. Your actual rate depends on credit, term, and loan amount.

Loan type Term APR (from)
Refinance 60 mo 5.69% Compare →
Lease buyout 60 mo 5.99% Compare →

Pros

  • One application, many offers
  • Accepts lower credit
  • No fees to apply

Cons

  • Final lender varies
  • Originator only — sells to others
  • Hard pull on full app

Compare AutoPay against the rest.

One side-by-side rate table for every major U.S. auto lender. Find your best option in 60 seconds.

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