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Andrews Federal Credit Union auto loan rates

4.4/5 our editorial rating

Credit union serving military and civilian members, with posted new and used auto rates from 36 to 84 months.

Who can join: Military and DoD personnel, people who live, work, worship or attend school in Washington, D.C., select employer groups, family of members, or anyone through free American Consumer Council membership.

From APR
4.49%
Best advertised rate

This is the lowest APR Andrews Federal Credit Union advertises, reserved for top-tier credit. Your actual rate depends on your credit score, loan term, and the amount you finance.

Loan amount
$5,000+
Up to $150,000

Andrews Federal Credit Union finances auto loans from $5,000 up to $150,000.

Loan terms
36–84
Months

Pick a repayment term from 36 to 84 months. A longer term lowers the monthly payment but increases the total interest you pay.

Today's Andrews Federal Credit Union rates by loan type

Rates shown are the best advertised APRs as of October 22, 2026. Your actual rate depends on credit, term, and loan amount.

Loan type Term APR (from)
New car 36 mo 4.49% Compare →
Used car 36 mo 5.10% Compare →
Refinance 60 mo 4.49% Compare →

Pros

  • Online pre-approval before visiting a dealer
  • Optional 90-day payment deferral offer
  • Financing up to 120% of J.D. Power/NADA value

Cons

  • Membership required to close the loan
  • Vehicles over 10 model years old are not eligible
  • Higher minimum loan amounts for 72 and 84 month terms

How we rate lenders

Our 4.4/5 rating for Andrews Federal Credit Union is computed from the same published data shown on this page. It is not based on opinion or on partner relationships. The formula weighs four things:

Ratings update automatically when a lender's published terms change. Referral fees some lenders pay us have no input into this score.

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